478 Elm St, Phoenix, OR 97535 Property Records

Jackson County property record for 478 Elm St, Phoenix, OR 97535

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,482 sqft · built 2003
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on Record
Tax Bill$6,630 (2025)
Deeds & MortgagesDec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN381W15BC2609

Property Details

APN / Parcel Number

Primary APN381W15BC2609
Alternative APNs
  • 381W15BC02609
  • 10972891

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,482 sqft Living Area
Gross Area2,925 sqft
1st Floor Area1,482 sqft
Basement Area1,022 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialConcrete
Roof MaterialComposition Shingle
Lot Area15,682 sqft (0.36 acres)
Garage TypeAttached
Garage Area421 sqft
Parking Spaces2 Parking Spaces
PorchCovered Concrete/Masonry Porch
Porch Area120 sqft
Patio Area985 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address478 ELM ST
CityPHOENIX
StateOR
Zip97535-7731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Range01W
Legal Township38S
Legal Section15
Legal Quarter2
Legal SubdivisionSKLINE PHASE 1
Legal Block5
Legal Lot Number8
JurisdictionJACKSON OR
Township / Civil DivisionMEDFORD
Census Block Group5
Census Block5035
Census Tract1602

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1877 UPPER APPLEGATE RD, JACKSONVILLE, OR 97530-9312
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2008
Deed SaleNov 14, 2008
Prior SaleDec 7, 2007 · Amount on Record
Deed Document Number200841207
Prior Transfer DateNov 10, 2008
Prior Transfer Doc0000041206
Record UpdatedSep 20, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OR
Property Address478 ELM ST, PHOENIX, OR 97535-7731
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038725
DateDec 21, 2018
Instrument2018-038725
Lender
NameUMPQUA BANK
TypeBank
AddressASHLAND, OR 97520
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueDec 6, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateOregon
CountyJackson County
MunicipalityPhoenix City
Unified School DistrictPhoenix-Talent School District 4 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$415,740 (+3%)$742,340 (+4.4%) Land $199,280 Building $543,060
2025$6,630.00 (+2.44%)$403,640 (+3%) Land $102,150 Building $301,490$711,080 (-2.2%) Land $197,000 Building $514,080
2024$6,472.00 (+3.24%)$391,890 (+3%) Land $99,170 Building $292,720$727,100 (+0.16%) Land $186,500 Building $540,600
2023$6,269.00 (+2.72%)$380,480 (+3%) Land $96,280 Building $284,200$725,960 (+16.52%) Land $178,870 Building $547,090
2022$6,103.00$369,400 Land $93,470 Building $275,930$623,060 Land $172,070 Building $450,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · lower than 66% of Oregon
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Rogue Broadband
Fixed Wireless
200 / 25
FireServe
Fixed Wireless
100 / 30

May also be available: AT&T, Hunter Communications.

Nearby Properties on Elm St

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