478 Elder Dr, Lake Charles, LA 70611 Property Records

Calcasieu Parish property record for 478 Elder Dr, Lake Charles, LA 70611

Property Summary

Property Type	Single Family Home
Lot Size	0.043 acres (1,906 sqft)
Owner	Individual Name on File
Tax Bill	$562 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00012270`

Property Details

APN / Parcel Number

Primary APN	`00012270`

Exterior

Lot Area	1,906 sqft (0.043 acres)

Location & Zoning

Street Address	478 ELDER DR
City	LAKE CHARLES
State	LA
Zip	70611-5519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	@080908-1998-2 0011 0000 LOT 11 BLK 2 W K N SUB NO 2 IMP 22/STOR REF1-RAYMOND G NOBLIT B 1324 P 573-75 REF2-GRANGER, VOHRANCE
Legal Range	08
Legal Township	09
Legal Section	08
Legal Subdivision	W K N SUB
Legal Block	2
Legal Lot Number	11
Jurisdiction	CALCASIEU LA
Township / Civil Division	1
Census Block Group	1
Census Block	1009
Census Tract	2204

Owner

Source: Calcasieu Parish records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	478 ELDER DR, LAKE CHARLES, LA 70611-5519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSINESS ADMN
Oct 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage WHITNEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALCASIEU LA
Property Address	478 ELDER DR, LAKE CHARLES, LA 70611-5519
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5687/630
Date	Apr 8, 2021
Book Page	5687/630
Instrument	3423281

Lender

Name	US SMALL BUSINESS ADMN
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2051

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALCASIEU LA
Property Address	478 ELDER DR, LAKE CHARLES, LA 70611-5519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5092/543
Date	Oct 16, 2017
Book Page	5092/543
Instrument	3294091

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Calcasieu Parish assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Calcasieu Parish
Unified School District	Calcasieu Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$562.00 (+1.63%) Homeowner's exemption	$12,650 (-) Land $2,380 Building $10,270	$126,500 (-) Land $23,800 Building $102,700
2024	$553.00 (+0.73%) Homeowner's exemption	$12,650 (-) Land $2,380 Building $10,270	$126,500 (-) Land $23,800 Building $102,700
2023	$549.00 (+0.92%) Homeowner's exemption	$12,650 (-) Land $2,380 Building $10,270	$126,500 (-) Land $23,800 Building $102,700
2022	$544.00 Homeowner's exemption	$12,650 Land $2,380 Building $10,270	$126,500 Land $23,800 Building $102,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	150 (1982–2024)
Claims Outside the SFHA	24 of 150
Most Recent Claim	Dec 2024 · other causes
Claims by Event	Hurricane Ike, Sep 2008 · 24 claims Hurricane Rita, Sep 2005 · 28 claims Tropical Storm Allison, Jul 1989 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 68% of Louisiana
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALCASIEU PARISH WW DISTRICT NO 1 serves 20,837 people · EPA ID LA1019051
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Vyve Broadband Cable	1,000 / 50
Fastwyre Broadband Fiber · not low latency	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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