478 E Sarnia St, Winona, MN 55987 Property Records

Winona County property record for 478 E Sarnia St, Winona, MN 55987

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 1 ba · 2,016 sqft · built 1956
Lot Size	0.253 acres (11,021 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Dec 2024)
Tax Bill	$4,824 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
APN	`32.315.0920`

Property Details

APN / Parcel Number

Primary APN	`32.315.0920`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,016 sqft Total Area
1st Floor Area	1,008 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2007
Architectural Style	Multi-Family
Exterior Material	Vinyl
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,021 sqft (0.253 acres)
Lot Dimensions	59 ft deep x 22 ft wide
Garage Area	1,560 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	1,584 sqft
Deck Area	448 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	478 E SARNIA ST
City	WINONA
State	MN
Zip	55987-4069
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SECT-26 TWP-107 RANGE-007 LAKESIDE OUTLOTS WINONA LIMITS BEG ON NORTH LINE SARNIA STREET & SW CORNER OUTLOT 20 N 157', E 159'
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	LAKESIDE OUTLOTS
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	2
Census Block	2040
Census Tract	670600

Owner

478 E Sarnia St, a residential property, is owned by two individuals who bought it in December 2024.

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	824 W KING ST, WINONA, MN 55987-2700
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Contract Sale, Transfer · Land Contract NOT AVAILABLE
Apr 20, 2021	Warranty Deed, Transfer · Commercial Mortgage WINONA NATIONAL BANK
Jul 5, 2017	Land Contract, Transfer · Land Contract ECHODALE VENTURES, LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2024 · Amount on File
Deed Sale	Dec 5, 2024 · Amount on File
Prior Sale	Oct 28, 2024 · Amount on File
Deed Document Number	2024658045
Record Updated	Oct 29, 2026

January 2024: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	WINONA MN
Recording Date	Jan 8, 2024
Property Address	478 E SARNIA ST, WINONA, MN 55987-4069
Document Number	000A652813
Instrument Date	Jan 4, 2024
Instrument	A652813
Transaction Type	Transfer
Record Updated	Jan 26, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 W KING ST, WINONA, MN 55987-2700

Mortgage

Date	Jan 8, 2024

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount on Record

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Apr 20, 2021
Property Address	478 E SARNIA ST, WINONA, MN 55987-4069
Document Number	633148
Instrument Date	Apr 19, 2021
Instrument	633148
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	TOWN N COUNTRY TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 E SARNIA ST, WINONA, MN 55987-4069

Mortgage

Document Number	633149
Date	Apr 20, 2021
Instrument	633149

Lender

Name	WINONA NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	85 Months
Due	May 5, 2028

July 2017: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	WINONA MN
Recording Date	Jul 5, 2017
Property Address	478 E SARNIA ST, WINONA, MN 55987-4069
Document Number	603848
Instrument Date	Jun 30, 2017
Instrument	603848
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 EDGEWOOD RD, WINONA, MN 55987-2106

Mortgage

Date	Jul 5, 2017

Lender

Name	ECHODALE VENTURES, LLC
Type	Non-Lending Institution

Agreement

Type	Land Contract
Amount	Amount on Record
Term	84 Months
Due	Jul 1, 2024

Interest

Rate	4.6%

Tax Assessment & Valuation

The 2026 property tax bill for 478 E Sarnia St was $4,824.

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,824.00	$379,700 (+15.06%) Land $58,000 Building $321,700	$379,700 (+15.06%) Land $58,000 Building $321,700
2025		$330,000 Land $58,000 Building $272,000	$330,000 Land $58,000 Building $272,000
2023	$3,980.00	$293,000 Land $55,800 Building $237,200	$293,000 Land $55,800 Building $237,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 478 E Sarnia St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 478 E Sarnia St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Hiawatha Broadband Communications, Verizon.

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