San Joaquin County property record for 478 E Milgeo Ave, Ripon, CA 95366 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 2,164 sqft Living Area |
| Lot Size | 8,255 sqft (0.189 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $645,000 (2025) |
| Tax Bill | $4,927.00 (2025) |
| Primary APN | 261-510-070-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,164 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 8,255 sqft (0.189 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 478 E MILGEO AVE |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-3401 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 02-PT OF 261-180-16/RM 36-58 |
| Legal Subdivision | CAROLINAS II |
| Legal Lot Number | 7 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 4 |
| Census Block | 4001 |
| Census Tract | 5001 |
Source: San Joaquin County records · APN 261-510-070-000
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 478 E MILGEO AVE, RIPON, CA 95366-3401 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Dec 17, 2025 | Grant Deed, Transfer · Conventional Mortgage THE LOAN STORE INC |
| Jan 29, 2020 | Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC |
| Jan 24, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Dec 17, 2025 · Amount on Record |
| Deed Sale | Dec 17, 2025 · Amount on Record |
| Prior Sale | Sep 27, 2005 |
| Deed Doc Number | 2025-116247 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 17, 2025 |
| Property Address | 478 E MILGEO AVE, RIPON, CA 95366-3401 |
| Document Number | 0000116247 |
| Map Reference | VOL 36 PG 58 |
| Instrument Date | Dec 09, 2025 |
| Instrument | 2025-116247 |
| Transaction Type | Transfer |
| Record Updated | Jan 07, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 478 E MILGEO AVE, RIPON, CA 95366-3401 |
| Document Number | 0000116248 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 2025-116248 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 478 E MILGEO AVE, RIPON, CA 95366-3401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000012344 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | 2020-012344 |
| Name | LIBERTY HOME EQUITY SOLUTIONS INC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | RANCHO CORDOVA, CA 95670 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 841 Months |
| Due | Feb 12, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.3% |
| Type Change Date | Feb 01, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 478 E MILGEO AVE, RIPON, CA 95366-3401 |
| Document Number | 0000012345 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2020 |
| Title Company | PLACER TITLE COMPANY-MANTECA, PLACER TITLE CO-MANTECA |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 478 E MILGEO AVE RIPON CA 953663401, RIPON, CA 95366-3401 |
| Document Number | 0000012345 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | 12345 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 840 Months |
| Due | Jan 28, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.3% |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,927.00 (+3.92%) Homeowner's exemption | $434,453 (+4.04%) Land $128,890 Building $305,563 |
| 2023 | $4,741.00 (+2.24%) Homeowner's exemption | $417,585 Land $123,886 Building $293,699 |
| 2022 | $4,637.00 |
478 E Milgeo Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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