478 Colby Ct, Burlington, KY 41005 Property Records

Boone County property record for 478 Colby Ct, Burlington, KY 41005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 988 sqft · built 2009
Lot Size	0.195 acres (8,509 sqft)
Owner	2 Individual Names on File
Last Sale	$324,000 (Jul 2026)
Tax Bill	$2,374 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039.00-02-305.00`

Property Details

APN / Parcel Number

Primary APN	`039.00-02-305.00`
Alternative APN	`37530`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	988 sqft Finished Area
Basement Area	972 sqft
Unfinished Basement	972 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	8,509 sqft (0.195 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	478 COLBY CT
City	BURLINGTON
State	KY
Zip	41005-6595
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 305 SEC 11 GUNPOWDER TRAILS
Legal Subdivision	GUNPOWDER TRAILS
Legal Lot Number	305
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	4
Census Block	4001
Census Tract	70318

Owner

478 Colby Ct is owned and occupied by two individuals who bought it in July 2026.

Source: Boone County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	478 COLBY CT, BURLINGTON, KY 41005-6595
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 4, 2019	Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2026 · Amount on File
Deed Sale	Jul 13, 2026 · Amount on File
Prior Sale	Jan 4, 2019 · Amount on File
Deed Document Number	20261274625
Deed Book / Page	1260 / 243
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Jul 13, 2026
Property Address	478 COLBY CT, BURLINGTON, KY 41005-6595
Document Number	0001274625
Book / Page	1260 / 243
Instrument Date	Jul 10, 2026
Instrument	20261274625
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,724.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	478 COLBY CT, BURLINGTON, KY 41005-6595

Mortgage

Document Number	0001274628,
Date	Jul 13, 2026
Instrument	20261274628

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	478 COLBY CT, BURLINGTON, KY 41005-6595
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COSMOPOLITAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4342/902
Date	Sep 8, 2020
Book Page	M4342/902
Instrument	811588

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE KY
Recording Date	Jan 4, 2019
Property Address	478 COLBY CT, BURLINGTON, KY 41005-6595
Document Number	D1120/385
Book / Page	D1120 / 385
Map Reference	CAB 5 SL 303
Instrument Date	Jan 2, 2019
Instrument	766647
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	KENTUCKY LAND TITLE AGENCY I

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	478 COLBY CT, 478, BURLINGTON, KY 41005-6595

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 COLBY CT, BURLINGTON, KY 41005-6595

Mortgage

Document Number	766648
Date	Jan 4, 2019
Instrument	766648

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 478 Colby Ct was $2,374.

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,374.00	$205,800 Land $40,000 Building $165,800
2024			$205,800 (-) Land $40,000 Building $165,800
2023	$2,417.00 (+14.17%)	$205,800 (+9.12%) Land $40,000 Building $165,800	$205,800 (+9.12%) Land $40,000 Building $165,800
2022	$2,117.00	$188,600 Land $40,000 Building $148,600	$188,600 Land $40,000 Building $148,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 478 Colby Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 478 Colby Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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