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478 Cercle Du Lac, Covington, LA 70433 Property Records

St. Tammany Parish property record for 478 Cercle Du Lac, Covington, LA 70433

Property Summary

Property TypeSingle Family Home
Details2,538 sqft · built 2021
OwnerIndividual Name on Record
Last Sale$583,052 (Jan 2021)
Tax Bill$5,161 (2025)
Deeds & MortgagesJan 2021 Sale
APN103-819-1354

Property Details

APN / Parcel Number

Primary APN103-819-1354
Alternative APN
  • 4833

Interior

Building Area2,538 sqft Living Area

Exterior

Year BuiltBuilt 2021
Garage Area578 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address478 CERCLE DU LAC
CityCOVINGTON
StateLA
Zip70433-7339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 20 MAISON DU LAC PH 2 INST NO 1808003 INST NO 2191786
Legal SubdivisionMAISON DU LAC
Legal Phase2
Legal Lot Number20
JurisdictionSAINT TAMMANY LA
Township / Civil Division1
Census Block Group2
Census Block2012
Census Tract40401

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address478 CERCLE DU LAC, COVINGTON, LA 70433-7339
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 2021 · Amount on Record
Deed SaleJan 15, 2021 · Amount on Record
Deed Document Number2247629
Record UpdatedJun 8, 2026

January 2021: Cash Sale Deed, Subdivision Related Transfer

Document TypeCash Sale Deed
JurisdictionSAINT TAMMANY LA
Recording DateJan 15, 2021
Property Address478 CERCLE DU LAC, COVINGTON, LA 70433-7339
Document Number0002247629
Map ReferenceDOC 2191786
Instrument DateJan 15, 2021
Instrument2247629
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 6, 2026
Title CompanySTONE TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address89 MARK SMITH DR, MANDEVILLE, LA 70471-5301

Transferred To (Grantee/Buyer)

NameVerified Name
Address478 CERCLE DU LAC, COVINGTON, LA 70433-7339

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Tammany Parish
Unified School DistrictSt. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,161.00 (-3.44%) Homeowner's exemption$49,189 (-) Land $10,000 Building $39,189$491,887 (-) Land $100,000 Building $391,887
2024$5,345.00 (+2.69%) Homeowner's exemption$49,189 (+8.58%) Land $10,000 Building $39,189$491,887 (+8.58%) Land $100,000 Building $391,887
2023$5,205.00 Homeowner's exemption$45,300 (-) Land $10,000 Building $35,300$452,999 (+8.37%) Land $100,000 Building $352,999
2022$5,205.00 Homeowner's exemption$45,300 Land $10,000 Building $35,300$417,999 Land $65,000 Building $352,999

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 534 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies534 in force
Nearby Flood Claims15 (2005–2024)
Claims Outside the SFHA7 of 15
Most Recent ClaimSep 2024 · Hurricane Francine
Claims by Event
  • Hurricane Ida, Aug 2021 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 54% of Louisiana
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COVINGTON WATER SUPPLY
serves 16,185 people · EPA ID LA1103011
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
May 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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