Catoosa County property record for 478 Carrol Dr, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 840 sqft · built 1977 |
| Lot Size | 0.419 acres (18,295 sqft) |
| Owner | Owner Name on File |
| Last Sale | $15,000 (Sep 2013) |
| Tax Bill | $113 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit Oct 2018 Loan Modification |
| Flood Zone | Zone AE (high risk) |
| APN | PB-1136 |
| Primary APN | PB-1136 |
|---|---|
| Alternative APNs |
|
| Building Area | 840 sqft |
|---|
| Year Built | Built 1977 |
|---|---|
| Lot Area | 18,295 sqft (0.419 acres) |
| Lot Dimensions | 130 ft deep x 140 ft wide |
| Utility Building | 120 sqft |
| Total Buildings | 2 Buildings |
| Account Number | 6995 |
|---|---|
| Old Parcel Number | 0011B145000 |
| Street Address | 478 CARROL DR |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-8450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOTS 160 161 EAST RIDGE TERRACE |
| Legal Subdivision | EAST RIDGE TERRACE |
| Legal Lot Number | 160 161 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | BOYNTON RIDGE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 30402 |
The current owner of 478 Carrol Dr acquired it in September 2013.
Source: Catoosa County records, as of January 30, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 6001 RINGGOLD RD, CHATTANOOGA, TN 37412-3827 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST VOLUNTEER BK |
| Oct 19, 2018 | Loan Modification, Mortgage · Conventional Mortgage FIRST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2013 · Amount on File |
| Deed Sale | Sep 23, 2013 · Amount on File |
| Deed Document Number | 0001698603 |
| Deed Book / Page | 1698 / 603 |
| Last Transfer Date | Sep 25, 2013 |
| Transfer Doc | 0016980603 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 478 CARROL DR, RINGGOLD, GA 30736-8450 |
| Document Number | 0020530001 |
| Instrument Date | May 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | CHOICE TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5911 RINGGOLD RD CHATTANOOGA TN 374123517, CHATTANOOGA, TN 37412-3517 |
| Document Number | 0020530001 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 002053/000001 |
| Instrument | 3687 |
| Name | FIRST VOLUNTEER BK |
|---|---|
| Type | Bank |
| Address | 5102 ALABAMA HWY, RINGGOLD, GA 30736-2436 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 18, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 478 CARROL DR, RINGGOLD, GA 30736-8450 |
| Document Number | 0019600344 |
| Instrument Date | Oct 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5911 RINGGOLD RD #B CHATTANOOGA TN 374123517, B, CHATTANOOGA, TN 37412-3517 |
| Document Number | 0019600344 |
|---|---|
| Date | Oct 24, 2018 |
| Book Page | 001960/000344 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 23, 2023 |
The 2025 property tax bill for 478 Carrol Dr was $113.
Source: Catoosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $113.00 | $6,000 Land $6,000 | $15,001 Land $15,000 Building $1 |
| 2023 | $134.00 (+282.86%) | $6,000 Land $6,000 | $15,001 Land $15,000 Building $1 |
| 2022 | $35.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 478 Carrol Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 23 (1990–2009) |
| Claims Outside the SFHA | 15 of 23 |
| Most Recent Claim | Sep 2009 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 478 Carrol Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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