478 Cardinal Dr, Escalon, CA 95320 Property Records

San Joaquin County property record for 478 Cardinal Dr, Escalon, CA 95320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,935 sqft · built 1985
Lot Size	0.199 acres (8,687 sqft)
Owner	Company Name on File
Last Sale	$269,000 (Dec 2014)
Tax Bill	$3,611 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`225-220-300-000`

Property Details

APN / Parcel Number

Primary APN	`225-220-300-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,935 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Other
Construction Type	Wood
Lot Area	8,687 sqft (0.199 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	478 CARDINAL DR
City	ESCALON
State	CA
Zip	95320-1574
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	06
Legal Description	82-FORM 225-040-22
Legal Subdivision	VINTAGE ESTATES #4
Legal Lot Number	30
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	ESCALON
Census Block Group	1
Census Block	1009
Census Tract	4903

Owner

Source: San Joaquin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	478 CARDINAL DR, ESCALON, CA 95320-1574
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Oct 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMBECK MORTGAGE ASSOC
Mar 11, 2020	Deed of Trust, Mortgage · Line of Credit BBVA USA
Jun 15, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 23, 2014 · Amount on Record
Deed Sale	Dec 23, 2014 · Amount on Record
Prior Sale	Dec 23, 2014 · Amount on Record
Deed Document Number	0000131136
Last Transfer Date	Jun 15, 2018
Transfer Doc	0000066354
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	478 CARDINAL DR, ESCALON, CA 95320-1574
Transaction Type	Mortgage
Record Updated	Feb 21, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 CARDINAL DR, ESCALON, CA 95320-1574

Mortgage

Document Number	0000018568
Date	Feb 10, 2022
Instrument	2022-018568

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2042

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	478 CARDINAL DR, ESCALON, CA 95320-1574
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117404
Date	Oct 10, 2017
Instrument	2017-117404

Lender

Name	AMBECK MORTGAGE ASSOC
Type	Mortgage Company
Address	MODESTO, CA 95356

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	478 CARDINAL DR, ESCALON, CA 95320-1574
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031409
Date	Mar 11, 2020
Instrument	2020-031409

Lender

Name	BBVA USA
Type	Bank
Address	ESCALON, CA 95320

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Jan 7, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 15, 2018
Property Address	478 CARDINAL DR, ESCALON, CA 95320-1574
Document Number	0000066354
Instrument Date	May 22, 2018
Instrument	66354
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	478 CARDINAL DR ESCALON CA 953201574, ESCALON, CA 95320-1574

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Escalon City
Unified School District	Escalon Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,611.00 (+4.91%)	$323,286 (+4.04%) Land $96,143 Building $227,143
2023	$3,442.00 (+1.62%)	$310,734 Land $92,410 Building $218,324
2022	$3,387.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCALON serves 7,232 people · EPA ID CA3910003
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
UnWired Broadband Holding Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Zinnia Networks.

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