478 Campina St, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 478 Campina St, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,619 sqft · built 1981
Lot Size0.21 acres (9,147 sqft)
OwnerIndividual Name on Record
Last Sale$199,000 (Aug 2016)
Tax Bill$2,197 (2025)
Deeds & MortgagesAug 2023 Mortgage
Apr 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN284129-0120

Property Details

APN / Parcel Number

Primary APN284129-0120

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,619 sqft Living Area
Gross Area1,997 sqft
1st Floor Area1,163 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2001
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,147 sqft (0.21 acres)
Lot Dimensions100 ft deep x 90 ft wide
Garage TypeAttached
Garage Area378 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchFlorida Room
Porch Area92 sqft
Deck Area313 sqft
Patio Area109 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address478 CAMPINA ST
CitySAINT AUGUSTINE
StateFL
Zip32086-7113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description13-37 ST AUG SHORES UNIT 4 LOT 12 BLK 129 OR4239/105
Legal Range30E
Legal Township08S
Legal Section39
Legal SubdivisionST. AUGUSTINE SHORES UNIT 4
Legal Block129
Legal Lot Number12
Legal Unit4
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group1
Census Block1024
Census Tract21211

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address478 CAMPINA ST, SAINT AUGUSTINE, FL 32086-7113
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2023Deed of Trust, Mortgage
THIRD FSLA OF CLEVELAND
Apr 16, 2021Deed of Trust, Mortgage · Line of Credit
VYSTAR CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2016 · Amount on Record
Deed SaleAug 12, 2016 · Amount on Record
Prior SaleJun 10, 2003 · Amount on Record
Deed Document Number201652344
Deed Book / Page4239 / 105
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address478 CAMPINA ST, SAINT AUGUSTINE, FL 32086-7113
Transaction TypeMortgage
Record UpdatedSep 8, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address478 CAMPINA ST, SAINT AUGUSTINE, FL 32086-7113

Mortgage

Document Number0058150320
DateAug 25, 2023
Book Page5815/320
Instrument2023067506
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
AmountAmount Recorded
Term240 Months
DueAug 22, 2043

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address478 CAMPINA ST, SAINT AUGUSTINE, FL 32086-7113
Transaction TypeMortgage
Record UpdatedApr 28, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address479 CAMPINA ST, ST AUGUSTINE, FL 32086-7112

Mortgage

Document Number0052381886
DateApr 16, 2021
Book Page5238/1886
Instrument2021042299
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term132 Months
DueApr 1, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$181,907 (+2.7%)$303,757 (-4.06%) Land $97,625 Building $206,132
2025$2,197.00 (+14.61%) Homeowner's exemption$177,125 (+5.99%)$316,604 (+4.05%) Land $92,138 Building $224,466
2024$1,917.00 (+2.24%)
2023$1,875.00 (+3.65%) Homeowner's exemption$167,119 (+3%)$304,278 (+11.75%) Land $92,138 Building $212,140
2022$1,809.00 Homeowner's exemption$162,251$272,281 Land $59,623 Building $212,658

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force
Nearby Flood Claims6 (2016–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

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