St. Johns County property record for 478 Arricola Ave, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,601 sqft · built 2020 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $274,000 (Jun 2017) |
| Tax Bill | $8,769 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage Dec 2019 Loan Modification + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 221760-0000 |
| Primary APN | 221760-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,601 sqft Living Area |
| Gross Area | 3,690 sqft |
| 1st Floor Area | 648 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 1,089 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 431 sqft |
| Deck Area | 30 sqft |
| Patio Area | 338 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 478 ARRICOLA AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-4566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3-100 DAVIS SHORES LOT 26 & S 1/2 OF LOT 27 BLK 52 OR988/1487 &3793/439(Q/C) & 4401/1899 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 20 |
| Legal Subdivision | DAVIS SHORES OCEAN VIEW SECTION |
| Legal Block | 52 |
| Legal Lot Number | 26,27 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20500 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 478 ARRICOLA AVE, SAINT AUGUSTINE, FL 32080-4566 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2018 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Dec 8, 2019 | Loan Modification, Mortgage US SMALL BUSINESS ADMINISTRATI |
| Oct 28, 2019 | Loan Modification, Mortgage · Conventional Mortgage US SMALL BUSN ADMN |
| Jul 11, 2017 | Warranty Deed, Transfer · Conventional with PMI HOMESTAR FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2017 · Amount on Record |
| Deed Sale | Jun 1, 2017 · Amount on Record |
| Deed Book / Page | 4401 / 1899 |
| Prior Transfer Date | Sep 23, 2013 |
| Prior Transfer Doc | 0037930439 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 478 ARRICOLA AVE, SAINT AUGUSTINE, FL 32080-4566 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0046540473 |
|---|---|
| Date | Dec 13, 2018 |
| Book Page | 4654/0473 |
| Instrument | 2018089191 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Dec 19, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 478 ARRICOLA AVE, SAINT AUGUSTINE, FL 32080-4566 |
| Document Number | 0049371594 |
| Instrument Date | Dec 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 478 ARRICOLA AVE ST AUGUSTINE FL 320804566, ST AUGUSTINE, FL 32080-4566 |
| Document Number | 0049371594 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 004937/001594 |
| Instrument | 35040 |
| Name | US SMALL BUSINESS ADMINISTRATI |
|---|---|
| Address | BIRMINGHAM, AL 35203 |
| Amount | Amount Recorded |
|---|---|
| Term | 324 Months |
| Due | May 5, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 478 ARRICOLA AVE, SAINT AUGUSTINE, FL 32080-4566 |
| Document Number | 0048211057 |
| Instrument Date | Oct 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 478 ARRICOLA AVE ST AUGUSTINE FL 320804566, ST AUGUSTINE, FL 32080-4566 |
| Document Number | 0048211057 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 004821/001057 |
| Instrument | 80657 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Oct 28, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 11, 2017 |
| Property Address | 478 ARRICOLA AVE, SAINT AUGUSTINE, FL 32080-4566 |
| Document Number | 0044011899 |
| Book / Page | 004401 / 001899 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 47390 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2017 |
| Title Company | LION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,918.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 85 RIBERIA ST ST AUGUSTINE FL 320844352, ST AUGUSTINE, FL 32084-4352 |
| Document Number | 44011901 |
|---|---|
| Date | Jul 11, 2017 |
| Book Page | 004401/001901 |
| Instrument | 47391 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 10, 2047 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $488,109 (+2.7%) | $784,107 (+2.96%) Land $303,188 Building $480,919 | |
| 2025 | $8,769.00 (+7.62%) Homeowner's exemption | $475,277 (+2.9%) | $761,563 (-3.5%) Land $275,625 Building $485,938 |
| 2024 | $8,148.00 (+2.36%) Homeowner's exemption | $461,882 (+3%) | $789,194 (-2.38%) Land $275,625 Building $513,569 |
| 2023 | $7,960.00 (+3.1%) Homeowner's exemption | $448,429 (+3%) | $808,410 (+13.85%) Land $275,625 Building $532,785 |
| 2022 | $7,721.00 Homeowner's exemption | $435,368 | $710,057 Land $211,680 Building $498,377 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 469 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 494 units insured incl. 25 condo units |
| Nearby Flood Claims | 847 (1984–2025) |
| Claims Outside the SFHA | 6 of 847 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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