478 3rd St, Madison, WV 25130 Property Records

Boone County property record for 478 3rd St, Madison, WV 25130

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,820 sqft · built 1930
Lot Size	0.258 acres (11,238 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,684 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-7-0089.0000`

Property Details

APN / Parcel Number

Primary APN	`03-7-0089.0000`
Alternative APN	`03-03-7-0089.0000`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	3,360 sqft
Basement Area	140 sqft
Finished Basement	140 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	478 3RD ST
City	MADISON
State	WV
Zip	25130-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK.C, LOTS 1,2,3, C&A ADD.
Legal Subdivision	CRAWFORD & ASHBY ADD
Legal Block	C
Legal Lot Number	1-3
Jurisdiction	BOONE WV
Township / Civil Division	3
Census Block Group	2
Census Block	2022
Census Tract	958502

Owner

Source: Boone County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	478 3RD ST, MADISON, WV 25130-1435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2025
Deed Sale	Aug 22, 2025
Prior Sale	Oct 3, 2022 · Amount on Record
Deed Document Number	20252684
Deed Book / Page	367 / 97
Prior Transfer Date	Jul 31, 2025
Prior Transfer Doc	0000367/97
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE WV
Recording Date	Oct 3, 2022
Property Address	478 3RD ST, MADISON, WV 25130-1435
Document Number	000346/208
Book / Page	346 / 208
Map Reference	DB 240 PG 462
Instrument Date	Oct 3, 2022
Instrument	202203941
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202203942
Date	Oct 3, 2022
Instrument	202203942

Lender

Name	VICTORIAN FINANCE LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Boone County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Boone County
Municipality	Madison City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,684.00 (+8.58%)	$102,900 (+7.93%) Land $13,680 Building $89,220	$171,500 (+7.93%) Land $22,800 Building $148,700
2025	$1,551.00 (+7.63%)	$95,340 (+7.08%) Land $12,660 Building $82,680	$158,900 (+7.08%) Land $21,100 Building $137,800
2023	$1,441.00 (+6.35%)	$89,040 (+7.85%) Land $12,660 Building $76,380	$148,400 (+7.85%) Land $21,100 Building $127,300
2022	$1,355.00	$82,560 Land $12,660 Building $69,900	$137,600 Land $21,100 Building $116,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	24 (1978–2007)
Claims Outside the SFHA	1 of 24
Most Recent Claim	Apr 2007 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Apr 2007 · 3 claims Severe Storms, Flooding And Landslides, May 2001 · 4 claims Flooding, Heavy Winds, May 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 78% of West Virginia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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