4779 Westwinds Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4779 Westwinds Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.004 acres (217 sqft)
Owner	Individual Name on Record
Last Sale	$990,000 (Aug 2022)
Tax Bill	$7,317 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Oct 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-2S-21-42800-000-4779`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42800-000-4779`
Alternative APN	`1077467`

Exterior

Lot Area	217 sqft (0.004 acres)

Location & Zoning

Account Number	1077467
Street Address	4779 WESTWINDS DR
City	MIRAMAR BEACH
State	FL
Zip	32550-7847
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SD
Legal Description	UNIT 4779 WESTWINDS AT SANDESTIN CONDO OR 1806-396 OR 2502-792 OR 3120-3422 OR 3137-4414 OR 3221-1890
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	WESTWINDS AT SANDESTIN CONDO
Legal Lot Number	4779
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	251 PAINTERS GAP RD, RUTHERFORDTON, NC 28139-9512
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Warranty Deed, Transfer · Conventional Mortgage PROGRESS BANK & TRUST
Oct 19, 2021	Warranty Deed, Transfer BURKE LAW AND TITLE LLC
Mar 25, 2020	Quit Claim Deed, Transfer BURKE LAW AND TITLE LLC, BURKE LAW & TITLE LLC
Oct 10, 2019	Warranty Deed, Transfer BURKE LAW AND TITLE LLC, BURKE LAW & TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Prior Sale	Oct 19, 2021 · Amount on Record
Deed Document Number	0032642307
Deed Book / Page	3264 / 2307
Prior Transfer Date	Aug 25, 2022
Prior Transfer Doc	0032642307
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 25, 2022
Property Address	4779 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7847
Document Number	0032642307
Book / Page	3264 / 2307
Map Reference	MB 4 PG 41-41TT
Instrument Date	Aug 19, 2022
Instrument	20220038544
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,930.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3283 BURNT PINE LN, MIRAMAR BEACH, FL 32550-7806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 CENTER CT, E STROUDSBURG, PA 18302-9082

Mortgage

Document Number	0032642308
Date	Aug 25, 2022
Instrument	3264/2308

Lender

Name	PROGRESS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	Other
Margin	30
Max Rate	11%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 19, 2021
Property Address	4779 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7847
Document Number	0032211890
Book / Page	3221 / 1890
Map Reference	MB 1778 PG 67-195
Instrument Date	Oct 15, 2021
Instrument	20210052168
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	BURKE LAW AND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$5,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 N 2ND ST, CENTRAL CITY, KY 42330-1205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	755 GRAND BLVD STE 105B, 105B, MIRAMAR BEACH, FL 32550-1839

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Mar 25, 2020
Property Address	4779 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7847
Document Number	0031374414
Book / Page	003137 / 004414
Instrument Date	Mar 12, 2020
Instrument	10910
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	BURKE LAW AND TITLE LLC, BURKE LAW & TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	203 N 2ND ST CENTRAL CITY KY 423301205, CENTRAL CITY, KY 42330-1205

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 10, 2019
Property Address	4779 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7847
Document Number	0031203422
Book / Page	003120 / 003422
Instrument Date	Oct 8, 2019
Instrument	35270
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	BURKE LAW AND TITLE LLC, BURKE LAW & TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$4,053.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	203 N 2ND ST CENTRAL CITY KY 423301205, CENTRAL CITY, KY 42330-1205

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$841,208 (+8.89%) Building $841,208	$841,208 (+8.89%) Building $841,208
2024	$7,317.00 (+4.25%)
2023	$7,019.00 (+22.56%)	$772,538 (+25%) Building $772,538	$772,538 (+25%) Building $772,538
2022	$5,727.00	$618,030 Building $618,030	$618,030 Building $618,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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