Caroline County property record for 4779 Harmony Rd, Preston, MD 21655
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,500 sqft · built 1972 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (Jan 2026) |
| Tax Bill | $2,365 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-006038 |
| Primary APN | 04-006038 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,500 sqft Total Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 45,302 sqft (1.04 acres) |
| Garage Type | Attached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 54 sqft |
| Deck Area | 284 sqft |
| Shed | 1 Shed |
| Shed Area | 112 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 006038 |
|---|---|
| Street Address | 4779 HARMONY RD |
| City | PRESTON |
| State | MD |
| Zip | 21655-2150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 1.04 AC SE/S PRESTON RD 16 NE OF PRESTON |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 4, PRESTON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 955500 |
Source: Caroline County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4779 HARMONY RD, PRESTON, MD 21655-2150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · Unknown THE PEOPLES BANK |
| Nov 7, 2025 | Deed of Trust, Mortgage · Unknown THE PEOPLES BANK |
| Jan 15, 2026 | Deed, Transfer · Stand-Alone First Mortgage JAMES R KOHL ETAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2026 · Amount on Record |
| Deed Sale | Jan 15, 2026 · Amount on Record |
| Prior Sale | Jun 26, 2008 · Amount on Record |
| Deed Book / Page | 1768 / 279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 4779 HARMONY RD, PRESTON, MD 21655-2150 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Title Company | UNKNOWN, TIDEMARK TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 11508 LOCUST GROVE RD, KENNEDYVILLE, MD 21645-3622 |
| Document Number | 0017540304 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 1754/304 |
| Name | THE PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | CHESTERTOWN, MD 21620 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 4779 HARMONY RD, PRESTON, MD 21655-2150 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Title Company | UNKNOWN, TIDEMARK TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 11508 LOCUST GROVE RD, KENNEDYVILLE, MD 21645-3622 |
| Document Number | 0017570062 |
|---|---|
| Date | Nov 7, 2025 |
| Book Page | 1757/62 |
| Name | THE PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | CHESTERTOWN, MD 21620 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Jan 15, 2026 |
| Property Address | 4779 HARMONY RD, PRESTON, MD 21655-2150 |
| Document Number | 0017680279 |
| Book / Page | 1768 / 279 |
| Instrument Date | Dec 29, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4779 HARMONY RD, PRESTON, MD 21655-2150 |
| Document Number | 0001768284 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 1768/284 |
| Name | JAMES R KOHL ETAL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,365.00 (+5.86%) | $215,000 (+7.97%) Land $60,100 Building $154,900 | $215,000 (-) Land $60,100 Building $154,900 |
| 2025 | $2,234.00 (+22.21%) | $199,133 (+18.96%) | $215,000 (+28.43%) Land $60,100 Building $154,900 |
| 2023 | $1,828.00 | $167,400 Land $60,100 Building $107,300 | $167,400 Land $60,100 Building $107,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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