47786 Stephanie Dr, Macomb, MI 48044 Property Records

Macomb County property record for 47786 Stephanie Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,510 sqft · built 1985
Lot Size	0.178 acres (7,754 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Jun 1997)
Tax Bill	$3,224 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-08-29-327-022`

Property Details

APN / Parcel Number

Primary APN	`20-08-29-327-022`
Alternative APN	`0829327022`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,510 sqft Living Area
1st Floor Area	1,484 sqft
Basement Area	1,484 sqft
Unfinished Basement	1,484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	7,754 sqft (0.178 acres)
Lot Dimensions	129 ft deep x 60 ft wide
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	47786 STEPHANIE DR
City	MACOMB
State	MI
Zip	48044-4837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MOCAM SUBDIVISION LOT 34 LIBER: 76 PAGES: 1-3
Legal Subdivision	MOCAM SUBDIVISION
Legal Lot Number	34
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1012
Census Tract	224400

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	47786 STEPHANIE DR, MACOMB, MI 48044-4837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 1997 · Amount on Record
Deed Sale	Jun 26, 1997 · Amount on Record
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Apr 21, 2026
Property Address	47786 STEPHANIE DR, MACOMB, MI 48044-4837
Document Number	0000037818
Book / Page	30623 / 301
Instrument Date	Apr 10, 2026
Instrument	202637818
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47786 STEPHANIE DR, MACOMB, MI 48044-4837

Mortgage

Document Number	0000037818,
Date	Apr 21, 2026
Book Page	30623/301
Instrument	202637818

Lender

Name	CITIZENS BANK INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 15, 2051

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,200 (+2.28%)	$332,400 (+2.28%)
2025	$3,224.00 (+13.12%) Homeowner's exemption	$162,500 (+12.07%)	$325,000 (+12.07%)
2023		$145,000	$290,000
2022	$2,850.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20