47780 Fathom Pl, Sterling, VA 20165 Property Records

Loudoun County property record for 47780 Fathom Pl, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,775 sqft · built 1991
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Trust Names on File
Last Sale	$900,000 (Mar 2023)
Tax Bill	$7,937 (2026)
Deeds & Mortgages	Mar 2023 Sale Oct 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`003-25-0167-000`

Property Details

APN / Parcel Number

Primary APN	`003-25-0167-000`
Alternative APN	`82 E 5 254`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,775 sqft Living Area
1st Floor Area	1,396 sqft
Basement Area	1,047 sqft
Finished Basement	1,047 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	462 sqft
Deck Area	Deck Area
Patio Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	47780 FATHOM PL
City	STERLING
State	VA
Zip	20165-7421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	CASCADES SEC.4B LOT 254-A 1781--992 NAME CHANGE 1638--1876
Legal Subdivision	CASCADES
Legal Block	1
Legal Lot Number	254-A
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	1
Census Block	1000
Census Tract	611209

Owner

47780 Fathom Pl is held in a trust since March 2023.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	103 CARDINAL GLEN CIR, STERLING, VA 20164-5502
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Warranty Deed, Transfer WASHINGTON METRO TITLE LLC
Oct 7, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BK
Jul 21, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Jul 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 17, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2023 · Amount on File
Deed Sale	Mar 1, 2023 · Amount on File
Deed Document Number	20237477
Prior Transfer Date	Sep 11, 2019
Prior Transfer Doc	0000058331
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Mar 1, 2023
Property Address	47780 FATHOM PL, STERLING, VA 20165-7421
Document Number	0000007477
Instrument Date	Mar 1, 2023
Instrument	202303010007477
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	WASHINGTON METRO TITLE LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47780 FATHOM PL, STERLING, VA 20165-7421

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	47780 FATHOM PL, STERLING, VA 20165-7421
Document Number	20201021098985
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	47780 FATHOM PL STERLING VA 201657421, STERLING, VA 20165-7421

Mortgage

Document Number	20201021098985
Date	Oct 21, 2020
Instrument	98985

Lender

Name	TRUIST BK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2050

Interest

Rate Type	Adjustable Rate

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jul 21, 2020
Property Address	47780 FATHOM PL, STERLING, VA 20165-7421
Document Number	20200721058787
Instrument Date	Jul 16, 2020
Instrument	58787
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47780 FATHOM PL STERLING VA 201657421, STERLING, VA 20165-7421

Mortgage

Document Number	20200721058788
Date	Jul 21, 2020
Instrument	58788

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 20, 2035

Interest

Rate Type	Fixed Rate
Rate	2.88%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jul 21, 2020
Property Address	47780 FATHOM PL, STERLING, VA 20165-7421
Document Number	20200721059021
Instrument Date	Jul 16, 2020
Instrument	59021
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	47780 FATHOM PL STERLING VA 201657421, STERLING, VA 20165-7421

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	47780 FATHOM PL, STERLING, VA 20165-7421
Document Number	20190926057909
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47780 FATHOM PL STERLING VA 201657421, STERLING, VA 20165-7421

Mortgage

Document Number	20190926057909
Date	Sep 26, 2019
Instrument	57909

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 25, 2034

Interest

Rate Type	Fixed Rate
Rate	3.25%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDOUN VA
Recording Date	Aug 17, 2018
Property Address	47780 FATHOM PL, STERLING, VA 20165-7421
Document Number	20180817048411
Instrument Date	Jul 3, 2018
Instrument	48411
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	47780 FATHOM PL STERLING VA 201657421, STERLING, VA 20165-7421

Tax Assessment & Valuation

The 2026 property tax bill for 47780 Fathom Pl was $7,937.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,937.00	$985,980 Land $279,400 Building $706,580	$985,980 Land $279,400 Building $706,580
2023	$6,725.00	$768,640 Land $244,400 Building $524,240	$768,640 Land $244,400 Building $524,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47780 Fathom Pl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2011–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47780 Fathom Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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