4778 Shell Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 4778 Shell Rd, Milton, FL 32583 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	1,433 sqft Living Area
Lot Size	17,598 sqft (0.404 acres)
Occupancy	Owner Occupied
Last Sale	$140,000 (2019)
Tax Bill	$1,995.00 (2024)

Owner

Source: Santa Rosa County records · APN 08-1N-28-0000-02665-0000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4778 SHELL RD, MILTON, FL 32583-1719
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 02, 2019 · Amount on Record
Deed Sale	Oct 02, 2019 · Amount on Record
Prior Sale	Sep 09, 2011 · Amount on Record
Deed Doc Number	201944279
Deed Book / Page	3876 / 819
Prior Transfer Date	Oct 23, 2002
Prior Transfer Doc	0020650111
Record Refreshed	Jun 08, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 02, 2019
Property Address	4778 SHELL RD, MILTON, FL 32583-1719
Document Number	0038760819
Book / Page	003876 / 000819
Instrument Date	Sep 30, 2019
Instrument	44279
Transaction Type	Transfer
Record Updated	Dec 05, 2019
Title Company	EMERALD COAST TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	4778 SHELL RD MILTON FL 325831719, MILTON, FL 32583-1719

Mortgage

Document Number	38760822
Date	Oct 02, 2019
Book Page	003876/000822
Instrument	44280

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$179,671 (+5.12%) Land $24,000 Building $155,671	$179,671 (+5.12%) Land $24,000 Building $155,671
2024	$1,995.00 (+0.55%)	$170,917 (+2.16%) Land $18,400 Building $152,517	$170,917 (+2.16%) Land $18,400 Building $152,517
2023	$1,984.00 (+7.01%)	$167,309 (+5.9%) Land $16,000 Building $151,309	$167,309 (+5.9%) Land $16,000 Building $151,309
2022	$1,854.00	$157,994	$157,994 Land $14,400 Building $143,594

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 30% of Florida
Wildfire Likelihood	About 1 in 633 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`08-1N-28-0000-02665-0000`
Alternative APN	`N281080000026650000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,433 sqft Living Area
Gross Area	1,956 sqft Gross Area
1st Floor	1,433 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Wood Shingle Roof
Lot Area	17,598 sqft (0.404 acres)
Depth X Width	163 ft x 108 ft Depth x Width

Exterior Amenities

Shed	1 Shed
Shed Area	2 sqft Shed
Deck Area	438 sqft Deck
Porch Area	85 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	4778 SHELL RD
City	MILTON
State	FL
Zip	32583-1719
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COMM AT TH SW COR OF SECTION 8, TOWNSHIP 1 NORTH, RANGE 28 WEST, THN E 1319.87 FT THN N000109W 2371.77 FT TO E LI OR 1896 PG 1822 & POB THN W 160.30 FT TO TH E R/W OF SHELL RD THN N030154W 108.32 FT THN E ALNG N LINE OR 1896 PG 1822 FOR 166 FT THN
Legal Range	28W
Legal Township	1N
Legal Section	08
Jurisdiction	SANTA ROSA FL
Minor Civil Division	PACE
Census Blockgroup	2
Census Block	2005
Census Tract	10704