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4778 Luna Rd, Phelan, CA 92371 Property Records

San Bernardino County property record for 4778 Luna Rd, Phelan, CA 92371 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,998 sqft · built 2006
Lot Size1.95 acres (84,942 sqft)
Owner2 Individual Names on File
Last Sale$549,000 (Dec 2025)
Tax Bill$6,405 (2025)
Deeds & MortgagesMar 2026 Transfer
Dec 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone D (undetermined)
APN3098-141-15-0000

Property Details

APN / Parcel Number

Primary APN3098-141-15-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,998 sqft Living Area
Gross Area2,835 sqft
1st Floor Area1,998 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleModern
Construction TypeFrame
Roof MaterialTile
Lot Area84,942 sqft
Garage TypeAttached
Garage Area837 sqft
Parking Spaces3 Parking Spaces
PorchPatio/Porch
Porch Area506 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address4778 LUNA RD
CityPHELAN
StateCA
Zip92371-9645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 11121 LOT 9
Legal SubdivisionTRACT NO. 11121
Legal Tract11121
Legal Block1
Legal Lot Number9
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionVICTORVILLE-HESPERIA
Census Block Group1
Census Block1032
Census Tract9122

Owner

Source: San Bernardino County records · APN 3098-141-15-0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4778 LUNA RD, PHELAN, CA 92371-9645
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2026Intrafamily Transfer, Transfer
CBT
Dec 08, 2025Grant Deed, Transfer · FHA Mortgage
KINGS MORTGAGE SERVICES INC
May 03, 2021Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 08, 2019Deed of Trust, Mortgage · Conventional Mortgage
DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 08, 2025 · Amount on Record
Deed SaleDec 08, 2025 · Amount on Record
Prior SaleMay 03, 2021 · Amount on Record
Deed Document Number2025300160
Prior Transfer DateNov 25, 2025
Prior Transfer Doc0000079517
Record UpdatedSep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN BERNARDINO CA
Recording DateMar 27, 2026
Property Address4778 LUNA RD, PHELAN, CA 92371-9645
Document Number0000079517
Map ReferenceMB 162 PG 40-42
Instrument DateNov 25, 2025
Instrument2026-0079517
Transaction TypeTransfer
Record UpdatedApr 16, 2026
Title CompanyCBT

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4778 LUNA RD, PHELAN, CA 92371-9645

December 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateDec 08, 2025
Property Address4778 LUNA RD, PHELAN, CA 92371-9645
Document Number0000300160
Map ReferenceMB 162 PG 40-42
Instrument DateNov 13, 2025
Instrument2025-0300160
Transaction TypeTransfer
Record UpdatedDec 26, 2025
Title CompanyCALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4778 LUNA RD, PHELAN, CA 92371-9645

Mortgage

Document Number0000300161
DateDec 08, 2025
Instrument2025-0300161
Lender
NameKINGS MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

May 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateMay 03, 2021
Property Address4778 LUNA RD, PHELAN, CA 92371-9645
Document Number0000204873
Map ReferenceMB 162 PG 40-42
Instrument DateMar 12, 2021
Instrument2021-0204873
Transaction TypeTransfer
Record UpdatedMay 17, 2021
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4778 LUNA RD, PHELAN, CA 92371-9645

Mortgage

Document Number0000204874
DateMay 03, 2021
Instrument2021-0204874
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address4778 LUNA RD, PHELAN, CA 92371-9645
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4778 LUNA RD, PHELAN, CA 92371-9645

Mortgage

Document Number0000042196
DateFeb 08, 2019
Instrument2019-0042196
Lender
NameDITECH FINANCIAL LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2049

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
Unified School DistrictSnowline Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$549,000 (+2.88%) Land $105,000 Building $444,000
2025$6,405.00 (+8.21%) Homeowner's exemption$533,640 (+4.04%) Land $106,728 Building $426,912
2023$5,919.00 (+2.39%) Homeowner's exemption$512,917 Land $102,583 Building $410,334
2022$5,781.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060710091221, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
Special Flood Hazard AreaNo
Flood HazardUndetermined
not studied
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskModerate
above 45% of the US · above 26% of California
Wildfire LikelihoodAbout 1 in 1,754 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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