4778 E 95th Ave, Thornton (Denver), CO 80229 Property Records

Adams County property record for 4778 E 95th Ave, Thornton, CO 80229

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,459 sqft · built 2018
Lot Size	0.15 acres (6,569 sqft)
Owner	Individual on Record
Last Sale	$380,900 (Oct 2018)
Tax Bill	$3,021 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0183876`

Property Details

APN / Parcel Number

Primary APN	`R0183876`
Alternative APN	`0172119219081`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,459 sqft Living Area
1st Floor Area	1,459 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,569 sqft (0.15 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R0183876
Street Address	4778 E 95TH AVE
City	THORNTON
State	CO
Zip	80229-3340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRYLANE SUBD BLK 5 LOT 21
Legal Subdivision	CHERRYLANE
Legal Block	5
Legal Lot Number	21
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	1
Census Block	1027
Census Tract	9104

Owner

Source: Adams County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	4778 E 95TH AVE, THORNTON, CO 80229-3340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · Line of Credit CANVAS CU
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 5, 2018	Special Warranty Deed, Subdivision Related Transfer · Stand-Alone Second Mortgage COLORADO HOUSING & FINANCE AUTHORIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2018 · Amount on Record
Deed Sale	Oct 5, 2018 · Amount on Record
Deed Document Number	2018000081372
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	4778 E 95TH AVE, THORNTON, CO 80229-3340
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053153
Date	Sep 19, 2023
Instrument	2023000053153

Lender

Name	CANVAS CU
Type	Credit Union
Address	ENGLEWOOD, CO 80155

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	4778 E 95TH AVE, THORNTON, CO 80229-3340
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4778 E 95TH AVE, THORNTON, CO 80229-3340

Mortgage

Document Number	0000118171
Date	Oct 6, 2021
Instrument	2021000118171

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

October 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Oct 5, 2018
Property Address	4778 E 95TH AVE, THORNTON, CO 80229-3340
Document Number	0000081372
Instrument Date	Sep 28, 2018
Instrument	2018000081372
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 27, 2022
Title Company	FIRST AMREICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$38.09
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4778 E 95TH AVE, THORNTON, CO 80229-3340

Mortgage

Document Number	0000081374
Date	Oct 5, 2018
Instrument	2018000081374

Lender

Name	COLORADO HOUSING & FINANCE AUTHORIT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Mortgage

Document Number	0000081373
Date	Oct 5, 2018
Instrument	2018000081373

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams County School District 14 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,021.00 (-45.83%)	$32,880 (-11.3%) Land $6,690 Building $26,190	$526,000 (-4.01%) Land $107,000 Building $419,000
2023	$5,577.00 (+7.44%)	$37,070 (+8.46%) Land $7,240 Building $29,830	$548,000 (+11.44%) Land $107,000 Building $441,000
2022	$5,191.00	$34,180 Land $14,880 Building $19,300	$491,755 Land $214,000 Building $277,755

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Aerux Broadband.

Nearby Properties on E 95th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures