4778 Cole Rd, Vacaville, CA 95688 Property Records

Solano County property record for 4778 Cole Rd, Vacaville, CA 95688

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,452 sqft · built 1973
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Sep 2017)
Tax Bill	$8,116 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`0106-021-030`

Property Details

APN / Parcel Number

Primary APN	`0106-021-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,452 sqft Living Area
1st Floor Area	1,232 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	217,800 sqft
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4778 COLE RD
City	VACAVILLE
State	CA
Zip	95688-9618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK-BG 00-00
Legal Subdivision	LOCKE PAIDON COLONY 11
Legal Lot Number	62
Jurisdiction	SOLANO CA
Township / Civil Division	VACAVILLE
Census Block Group	1
Census Block	1003
Census Tract	252904

Owner

Source: Solano County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4778 COLE RD, VACAVILLE, CA 95688-9618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
May 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Sep 15, 2017	Grant Deed, Transfer ACADEMY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2017 · Amount on Record
Deed Sale	Sep 15, 2017 · Amount on Record
Prior Sale	Oct 6, 2015 · Amount on Record
Deed Document Number	201778266
Prior Transfer Date	Jul 3, 2014
Prior Transfer Doc	0000052884
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	4778 COLE RD, VACAVILLE, CA 95688-9618
Transaction Type	Mortgage
Record Updated	Oct 20, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4778 COLE RD, VACAVILLE, CA 95688-9618

Mortgage

Document Number	0000043715
Date	Oct 10, 2023
Instrument	202300043715

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	4778 COLE RD, VACAVILLE, CA 95688-9618
Document Number	0000039617
Instrument Date	May 16, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4778 COLE RD VACAVILLE CA 956889618, VACAVILLE, CA 95688-9618

Mortgage

Document Number	0000039617
Date	May 21, 2020
Instrument	39617

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOLANO CA
Recording Date	Sep 15, 2017
Property Address	4778 COLE RD, VACAVILLE, CA 95688-9618
Document Number	0000078265
Instrument Date	Sep 5, 2017
Instrument	78265
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4778 COLE RD VACAVILLE CA 956889618, VACAVILLE, CA 95688-9618

Mortgage

Document Number	78267
Date	Sep 15, 2017
Instrument	78267

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2047

Tax Assessment & Valuation

Source: Solano County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Solano County
Unified School District	Vacaville Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$754,376 (+2%) Land $226,311 Building $528,065
2025	$8,116.00 (-0.37%)	$739,585 (+4.04%) Land $221,874 Building $517,711
2024	$8,146.00 (+2.43%)
2023	$7,953.00 (+2.7%)	$710,867 Land $213,259 Building $497,608	$846,720
2022	$7,744.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	27 (1982–2023)
Claims Outside the SFHA	24 of 27
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 53% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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