47775 Co Rd 1b, Elk Point, SD 57025 Property Records

Union County property record for 47775 Co Rd 1b, Elk Point, SD 57025

Property Summary

Property TypeOther Improved
Details6 bd · 2 ba · 3,395 sqft · built 2017
Lot Size6.62 acres (288,367 sqft)
Owner2 Individual Names on Record
Tax Bill$9,293 (2025)
Deeds & MortgagesApr 2017 Line of Credit
Jan 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN15.00.29.4015

Property Details

APN / Parcel Number

Primary APN15.00.29.4015

Interior

Bedrooms6 Beds
Full Baths2 Baths
Stories2 Stories
Building Area3,395 sqft Living Area
Basement Area2,011 sqft
FlooringStone
Interior WallsStone
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialCombination
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area288,367 sqft (6.62 acres)
Garage TypeAttached
Garage Area1,302 sqft
Parking Spaces5 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address47775 COUNTY ROAD 1B
CityELK POINT
StateSD
Zip57025-6729
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionRUBIDA TR 1 W1/2SE1/4 (6.62A)
Legal Range49W
Legal Township91N
Legal Section29
Legal SubdivisionRUBIDA TRACT 1
Legal Tract1
Legal Unit1
JurisdictionUNION SD
Township / Civil DivisionELK POINT
Census Block Group1
Census Block1158
Census Tract20200

Owner

Source: Union County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 117, ELK POINT, SD 57025-0117
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2017Deed of Trust, Mortgage · Line of Credit
PEOPLES BANK
Jan 5, 2018Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES BANK
Feb 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES BANK
Jul 11, 2017Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address47775 COUNTY ROAD 1B, ELK POINT, SD 57025-6729
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00170/0287
DateApr 27, 2017
Book Page170/0287
Instrument171551
Lender
NamePEOPLES BANK
TypeBank
AddressSIOUX CENTER, IA 51250
Agreement
TypeLine of Credit
AmountAmount Recorded
Term13 Months
DueMay 1, 2018

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address47775 COUNTY ROAD 1B, ELK POINT, SD 57025-6729
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00172/0013
DateJan 5, 2018
Book Page172/0013
Instrument180078
Lender
NamePEOPLES BANK
TypeBank
AddressSIOUX CENTER, IA 51250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2048

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address47775 COUNTY ROAD 1B, ELK POINT, SD 57025-6729
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000178/191
DateFeb 23, 2021
Book Page178/191
Instrument210900
Lender
NamePEOPLES BANK
TypeBank
AddressSIOUX CENTER, IA 51250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

July 2017: Deed, Transfer

Document TypeDeed
JurisdictionUNION SD
Recording DateJul 11, 2017
Property Address47775 COUNTY ROAD 1B, ELK POINT, SD 57025-6729
Document Number00107/0343
Book / Page107 / 0343
Instrument DateJul 11, 2017
Instrument172599
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address47715 COUNTY ROAD 1B, ELK POINT, SD 57025-6729

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1602 JACK NICKLAUS DR, ELK POINT, SD 57025-2371

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateSouth Dakota
CountyUnion County
County SubdivisionElk Point Township
Unified School DistrictElk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$9,293.00 (+1.11%)$822,132 (+3.1%) Land $86,564 Building $735,568
2024$9,191.00 (-1.77%)
2023$9,357.00 (-1.83%)$797,398 Land $61,830 Building $735,568
2022$9,531.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims12 (2011–2024)
Claims Outside the SFHA2 of 12
Most Recent ClaimJun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 3 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2014 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of South Dakota
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAY RURAL WATER SYSTEM
private · serves 4,780 people · EPA ID SD4600626
Water SourceGroundwater
Last State InspectionAug 2025
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Midco
Fixed Wireless
100 / 20
Nextlink
Fixed Wireless
10 / 1
CenturyLink
DSL
10 / 1

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