Mille Lacs County property record for 47774 Xylophone Rd, Garrison, MN 56450 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1980 |
| Square Footage | 1,066 sqft Total Area |
| Lot Size | 43,495 sqft (0.998 acres) |
| Garage | 506 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $182,000 (2026) |
| Tax Bill | $1,366.00 (2026) |
| Primary APN | 09-963-0260 |
|---|
| Building Area | 1,066 sqft Total Area |
|---|---|
| Basement Area | 1,066 sqft Basement |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 43,495 sqft (0.998 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 506 sqft Garage |
| Deck Area | 64 sqft Deck |
| Street Address | 47774 XYLOPHONE RD |
|---|---|
| City | GARRISON |
| State | MN |
| Zip | 56450-9670 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Range | 27 |
| Legal Township | 43 |
| Legal Section | 06 |
| Legal Subdivision | PORT MILLE LACS CAPTAINS COVE |
| Legal Block | 3 |
| Legal Lot Number | 16 |
| Jurisdiction | MILLE LACS MN |
| Minor Civil Division | KATHIO |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 970200 |
Source: Mille Lacs County records · APN 09-963-0260
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 47774 XYLOPHONE RD, GARRISON, MN 56450-9670 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 26, 2006 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Feb 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 26, 2026 · Amount on Record |
| Deed Sale | Feb 26, 2026 · Amount on Record |
| Deed Doc Number | 202620980 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 47774 XYLOPHONE RD, GARRISON, MN 56450-9670 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000013459 |
|---|---|
| Date | Dec 26, 2006 |
| Instrument | 013459 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Nov 01, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Feb 26, 2026 |
| Property Address | 47774 XYLOPHONE RD, GARRISON, MN 56450-9670 |
| Document Number | 0000T20980 |
| Instrument Date | Feb 11, 2026 |
| Instrument | T20980 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2026 |
| Title Company | LEGACY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.60 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 47774 XYLOPHONE RD, GARRISON, MN 56450-9670 |
| Document Number | 0000T20982 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | T20982 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Kathio Township |
| Unified School District | Onamia Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,366.00 (-17.61%) | ||
| 2025 | $1,658.00 (-9.89%) Homeowner's exemption | $153,100 (-16.52%) Land $49,500 Building $103,600 | $153,100 (-16.52%) Land $49,500 Building $103,600 |
| 2023 | $1,840.00 | $183,400 Land $46,500 Building $136,900 | $183,400 Land $46,500 Building $136,900 |
Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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