47773 Rafter Ct, Sterling, VA 20165 Property Records

Loudoun County property record for 47773 Rafter Ct, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,524 sqft · built 1994
Lot Size	0.18 acres (7,840 sqft)
Owner	Individual Name on File
Last Sale	$875,000 (Aug 2023)
Tax Bill	$7,357 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`006-10-9598-000`

Property Details

APN / Parcel Number

Primary APN	`006-10-9598-000`
Alternative APN	`82 E 5 289`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,524 sqft Living Area
1st Floor Area	1,308 sqft
Basement Area	981 sqft
Finished Basement	981 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	462 sqft
Deck Area	Deck Area
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	47773 RAFTER CT
City	STERLING
State	VA
Zip	20165-7428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	CASCADES SEC.4B LOT 289 1321--1352
Legal Subdivision	CASCADES
Legal Block	1
Legal Lot Number	289
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	1
Census Block	1002
Census Tract	611209

Owner

47773 Rafter Ct is owned and occupied by an individual who bought it in August 2023.

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	47773 RAFTER CT, STERLING, VA 20165-7428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MTG SVC
Jun 19, 2019	Deed of Trust, Mortgage · Conventional with PMI FIRST SVGS MTG
Dec 12, 2018	Warranty Deed, Transfer · Conventional with PMI FIRST SVGS MTG
Jan 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL ONE NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2023 · Amount on File
Deed Sale	Aug 3, 2023 · Amount on File
Prior Sale	Dec 12, 2018 · Amount on File
Deed Document Number	202330765
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Aug 3, 2023
Property Address	47773 RAFTER CT, STERLING, VA 20165-7428
Document Number	0000030765
Instrument Date	Aug 1, 2023
Instrument	202308030030765
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	VESTA SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47773 RAFTER CT, STERLING, VA 20165-7428

Mortgage

Document Number	0000030766
Date	Aug 3, 2023
Instrument	202308030030766

Lender

Name	HOMESIDE FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	47773 RAFTER CT, STERLING, VA 20165-7428
Document Number	20201112109606
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47773 RAFTER CT STERLING VA 201657428, STERLING, VA 20165-7428

Mortgage

Document Number	20201112109606
Date	Nov 12, 2020
Instrument	109606

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 11, 2040

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	47773 RAFTER CT, STERLING, VA 20165-7428
Document Number	20190624033715
Instrument Date	Jun 19, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47773 RAFTER CT STERLING VA 201657428, STERLING, VA 20165-7428

Mortgage

Document Number	20190624033715
Date	Jun 24, 2019
Instrument	33715

Lender

Name	FIRST SVGS MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jun 23, 2039

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Dec 12, 2018
Property Address	47773 RAFTER CT, STERLING, VA 20165-7428
Document Number	20181212071261
Instrument Date	Dec 12, 2018
Instrument	71261
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$623.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47773 RAFTER CT STERLING VA 201657428, STERLING, VA 20165-7428

Mortgage

Document Number	20181212071262
Date	Dec 12, 2018
Instrument	71262

Lender

Name	FIRST SVGS MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	47773 RAFTER CT, STERLING, VA 20165-7428
Document Number	20170131006824
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	KEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	47773 RAFTER CT STERLING VA 201657428, STERLING, VA 20165-7428

Mortgage

Document Number	20170131006824
Date	Jan 31, 2017
Instrument	6824

Lender

Name	CAPITAL ONE NA
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2026 property tax bill for 47773 Rafter Ct was $7,357, down 3.8% from the year before.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,357.00 (-3.77%)	$913,920 (-3.77%) Land $279,300 Building $634,620	$913,920 (-3.77%) Land $279,300 Building $634,620
2025	$7,645.00	$949,730 Land $254,300 Building $695,430	$949,730 Land $254,300 Building $695,430
2023	$6,650.00 (-1.85%)	$760,020 (-0.17%) Land $244,300 Building $515,720	$760,020 (-0.17%) Land $244,300 Building $515,720
2022	$6,775.00	$761,280 Land $239,300 Building $521,980	$761,280 Land $239,300 Building $521,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47773 Rafter Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2011–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47773 Rafter Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Cox Communications, T-Mobile.

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