4777 Cobbham Rd, Thomson, GA 30824 Property Records

McDuffie County property record for 4777 Cobbham Rd, Thomson, GA 30824

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 1968
Lot Size	2.8 acres (121,968 sqft)
Owner	2 Individual Names on Record
Last Sale	$108,000 (Sep 2009)
Tax Bill	$1,797 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2014 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`00490 00000 011 000`

Property Details

APN / Parcel Number

Primary APN	`00490 00000 011 000`
Alternative APN	`4266`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,440 sqft Heated Area
1st Floor Area	1,440 sqft
Utility Area	200 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	121,968 sqft (2.8 acres)
Garage Type	Carport
Garage Area	672 sqft
Carport	Carport
Carport Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	352 sqft
Deck Area	650 sqft
Patio Area	650 sqft
Lean-To	448 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4266
Street Address	4777 COBBHAM RD
City	THOMSON
State	GA
Zip	30824-6224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	4777 COBBHAM RD NE
Jurisdiction	MCDUFFIE GA
Township / Civil Division	THOMSON
Census Block Group	1
Census Block	1009
Census Tract	950100

Owner

Source: McDuffie County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4777 COBBHAM RD, THOMSON, GA 30824-6224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Nov 10, 2014	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Dec 21, 2010	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
Mar 4, 2011	Deed of Trust, Mortgage · Line of Credit FIRST BANK OF GEORGIA
Dec 30, 2015	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK
Dec 9, 2022	Warranty Deed, Transfer · VA Mortgage FIRST HERITAGE
Dec 9, 2022	Warranty Deed, Transfer · VA Mortgage FIRST HERITAGE
Sep 4, 2009	Deed, Transfer · Conventional Mortgage EMILY S BAUMANN ETAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2009 · Amount on Record
Deed Sale	Sep 4, 2009 · Amount on Record
Prior Sale	Oct 19, 2004
Deed Document Number	2009563
Deed Book / Page	530 / 483
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	4777 COBBHAM RD, THOMSON, GA 30824-6224
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4777 COBBHAM RD, THOMSON, GA 30824-6224

Mortgage

Document Number	0000000698/0000000063
Date	Feb 11, 2021
Book Page	0000000698/0000000063

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

November 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	4777 COBBHAM RD, THOMSON, GA 30824-6224
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000627/237
Date	Nov 10, 2014
Book Page	627/237

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Term	120 Months
Due	Feb 1, 2021

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	4777 COBBHAM RD, THOMSON, GA 30824-6224
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000557/389
Date	Dec 21, 2010
Book Page	557/389

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2041

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	4777 COBBHAM RD, THOMSON, GA 30824-6224
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000561/074
Date	Mar 4, 2011
Book Page	561/074

Lender

Name	FIRST BANK OF GEORGIA
Type	Bank
Address	AUGUSTA, GA 30909

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	Jan 21, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	4777 COBBHAM RD, THOMSON, GA 30824-6224
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000639/106
Date	Dec 30, 2015
Book Page	639/106

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2046

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDUFFIE GA
Recording Date	Dec 9, 2022
Property Address	4777 COBBHAM RD, THOMSON, GA 30824-6224
Document Number	000728/380
Book / Page	728 / 380
Instrument Date	Dec 9, 2022
Instrument	2022-001026
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4777 COBBHAM RD, THOMSON, GA 30824-6224

Mortgage

Document Number	0000000728/0000000382
Date	Dec 19, 2022
Book Page	0000000728/0000000382

Lender

Name	FIRST HERITAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDUFFIE GA
Recording Date	Dec 9, 2022
Property Address	4777 COBBHAM RD, THOMSON, GA 30824-6224
Document Number	000728/380
Book / Page	728 / 380
Instrument Date	Dec 9, 2022
Instrument	2022-001026
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4777 COBBHAM RD, THOMSON, GA 30824-6224

Mortgage

Document Number	0000728382
Date	Dec 9, 2022
Instrument	728/382

Lender

Name	FIRST HERITAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

September 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	MCDUFFIE GA
Recording Date	Sep 4, 2009
Property Address	4777 COBBHAM RD, THOMSON, GA 30824-6224
Document Number	000530/483
Book / Page	530 / 483
Instrument Date	Aug 12, 2009
Instrument	097-2009-000563
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4275 OWENS RD APT 539, 4275, EVANS, GA 30809-3077

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4777 COBBHAM RD, THOMSON, GA 30824-6224

Mortgage

Document Number	000530/486
Date	Sep 4, 2009
Book Page	530/486

Lender

Name	EMILY S BAUMANN ETAL
Type	Private Party
Address	4275 OWENS RD APT 539, EVANS, GA 30809

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	107 Months
Due	Aug 5, 2018

Tax Assessment & Valuation

Source: McDuffie County assessment roll, as of January 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McDuffie County
Unified School District	McDuffie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,249 (-0.86%) Land $6,889 Building $72,360	$198,123 (-0.86%) Land $17,223 Building $180,900
2025	$1,797.00 (+2.57%) Homeowner's exemption	$79,939 (+5.49%) Land $6,438 Building $73,501	$199,848 (+5.49%) Land $16,096 Building $183,752
2024	$1,752.00 (-4.52%) Homeowner's exemption	$75,779 (+4.18%) Land $5,800 Building $69,979	$189,448 (+4.18%) Land $14,501 Building $174,947
2023	$1,835.00 (+7.94%)	$72,737 (+14.61%) Land $5,800 Building $66,937	$181,844 (+14.61%) Land $14,501 Building $167,343
2022	$1,700.00	$63,464 Land $5,800 Building $57,664	$158,661 Land $14,501 Building $144,160

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 73% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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