4776 Bowerwood Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 4776 Bowerwood Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,573 sqft · built 1985
Lot Size	0.265 acres (11,530 sqft)
Owner	Company Name on Record
Last Sale	$258,000 (Dec 2012)
Tax Bill	$6,876 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`282-0243-001-0000`

Property Details

APN / Parcel Number

Primary APN	`282-0243-001-0000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,573 sqft Living Area
Gross Area	4,057 sqft
1st Floor Area	2,735 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	11,530 sqft (0.265 acres)
Garage Area	1,798 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4776 BOWERWOOD DR
City	CARMICHAEL
State	CA
Zip	95608-5604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	GREENWOOD ESTATES 02, LOT 74
Legal Subdivision	GREENWOOD ESTATES 02
Legal Lot Number	74
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4006
Census Tract	5801

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4776 BOWERWOOD DR, CARMICHAEL, CA 95608-5604
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage KWIK MORTGAGE CORP
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage KWIK MORTGAGE CORP
Aug 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2012 · Amount on Record
Deed Sale	Dec 21, 2012 · Amount on Record
Deed Book / Page	20121221 / 1554
Last Transfer Date	Aug 8, 2019
Transfer Doc	8150000000608
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4776 BOWERWOOD DR, CARMICHAEL, CA 95608-5604
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4776 BOWERWOOD DR, CARMICHAEL, CA 95608-5604

Mortgage

Document Number	0000002056
Date	May 7, 2021
Instrument	202105072056

Lender

Name	KWIK MORTGAGE CORP
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4776 BOWERWOOD DR, CARMICHAEL, CA 95608-5604
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4776 BOWERWOOD DR, CARMICHAEL, CA 95608-5604

Mortgage

Document Number	5070000002056
Date	May 7, 2021
Book Page	20210507/2056

Lender

Name	KWIK MORTGAGE CORP
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 15, 2019
Property Address	4776 BOWERWOOD DR, CARMICHAEL, CA 95608-5604
Document Number	1908150608
Instrument Date	Aug 8, 2019
Instrument	1908150608
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4776 BOWERWOOD DR CARMICHAEL CA 956085604, CARMICHAEL, CA 95608-5604

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 17, 2017
Property Address	4776 BOWERWOOD DR, CARMICHAEL, CA 95608-5604
Document Number	0000001265
Book / Page	170117 / 001265
Instrument Date	Jan 17, 2017
Transaction Type	Transfer
Record Updated	Jan 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4776 BOWERWOOD DR CARMICHAEL CA 956085604, CARMICHAEL, CA 95608-5604

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$591,891 (+2%) Land $177,566 Building $414,325
2025	$6,876.00 (+0.98%) Homeowner's exemption	$580,286 (+4.04%) Land $174,085 Building $406,201
2024	$6,809.00 (+2.62%)
2023	$6,635.00 (+0.58%) Homeowner's exemption	$557,755 Land $167,326 Building $390,429
2022	$6,597.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Also Mapped Here	SACRAMENTO SUBURBAN WATER DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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