Santa Rosa County property record for 4776 Ambition Ct, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,250 sqft · built 2018 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $236,500 (Jul 2018) |
| Tax Bill | $2,960 (2024) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-2N-29-5715-00D00-0030 |
| Primary APN | 26-2N-29-5715-00D00-0030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,250 sqft Living Area |
| Gross Area | 2,941 sqft |
| 1st Floor Area | 2,250 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 250 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4776 AMBITION CT |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32570-7995 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WHISPER CREEK PHASE ONE LOT 3 BLK D AS DES IN OR 3752 PG 1122 |
| Legal Range | 29W |
| Legal Township | 2N |
| Legal Section | 26 |
| Legal Subdivision | WHISPER CRK 1,2,3 |
| Legal Block | D |
| Legal Lot Number | 3 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | SKYLINE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10504 |
4776 Ambition Ct is owned and occupied by two individuals who bought it in July 2018.
Source: Santa Rosa County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4776 AMBITION CT, MILTON, FL 32570-7995 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jul 31, 2018 | Grant Deed, Subdivision Related Transfer · VA Mortgage UNIVERSITY LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2018 · Amount on File |
| Deed Sale | Jul 31, 2018 · Amount on File |
| Deed Document Number | 201832523 |
| Deed Book / Page | 3752 / 1122 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4776 AMBITION CT, MILTON, FL 32570-7995 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4776 AMILTON CT, MILTON, FL 32570 |
| Document Number | 0046931491 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 4693/1491 |
| Instrument | 202560426 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 3, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 31, 2018 |
| Property Address | 4776 AMBITION CT, MILTON, FL 32570-7995 |
| Document Number | 0037521122 |
| Book / Page | 003752 / 001122 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 32523 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,655.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4776 AMBITION CT MILTON FL 325707995, MILTON, FL 32570-7995 |
| Document Number | 37521124 |
|---|---|
| Date | Jul 31, 2018 |
| Book Page | 003752/001124 |
| Instrument | 32524 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 30, 2048 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $292,106 (+2.9%) | $292,967 (+3.2%) Land $50,000 Building $242,967 | |
| 2024 | $2,960.00 (+0.14%) Homeowner's exemption | $283,874 (+1.51%) Land $38,000 Building $245,874 | $283,874 (-0.77%) Land $38,000 Building $245,874 |
| 2023 | $2,956.00 (+3.14%) Homeowner's exemption | $279,648 (+3.81%) | $286,071 (+6.19%) Land $38,000 Building $248,071 |
| 2022 | $2,866.00 Homeowner's exemption | $269,395 | $269,395 Land $35,000 Building $234,395 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4776 Ambition Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4776 Ambition Ct is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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