47752 Rafter Ct, Sterling, VA 20165 Property Records

Loudoun County property record for 47752 Rafter Ct, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,668 sqft · built 1992
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$558,000 (Sep 2003)
Tax Bill	$7,357 (2026)
Deeds & Mortgages	Feb 2024 Second Mortgage Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-20-5301-000`

Property Details

APN / Parcel Number

Primary APN	`006-20-5301-000`
Alternative APN	`82 E 5 281`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,715 sqft Living Area
1st Floor Area	1,396 sqft
Basement Area	1,047 sqft
Finished Basement	1,047 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	348 sqft
Deck Area	Deck Area
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	47752 RAFTER CT
City	STERLING
State	VA
Zip	20165-7428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	CASCADES SEC.4B LOT 281 200309020114558
Legal Subdivision	CASCADES
Legal Block	1
Legal Lot Number	281
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	1
Census Block	1002
Census Tract	611209

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	47752 RAFTER CT, STERLING, VA 20165-7428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WRIGHT PATMAN CONGRESSIONAL FEDERAL CRED
Jun 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CORNERSTONE FIRST FINANCIAL LLC
Dec 7, 2018	Deed of Trust, Mortgage · Line of Credit CARDINAL FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2003 · Amount on Record
Deed Sale	Sep 2, 2003 · Amount on Record
Deed Document Number	2003114558
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	47752 RAFTER CT, STERLING, VA 20165-7428
Transaction Type	Mortgage
Record Updated	Mar 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006911
Date	Feb 26, 2024
Instrument	202402260006911

Lender

Name	WRIGHT PATMAN CONGRESSIONAL FEDERAL CRED

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 26, 2034

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	47752 RAFTER CT, STERLING, VA 20165-7428
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	PROPERTY TITLE AND ESCROW LLC, PROPERTY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069385
Date	Jun 23, 2021
Instrument	202106230069385

Lender

Name	CORNERSTONE FIRST FINANCIAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	47752 RAFTER CT, STERLING, VA 20165-7428
Document Number	20181212071310
Instrument Date	Dec 7, 2018
Transaction Type	Mortgage
Record Updated	Dec 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20181212071310
Date	Dec 12, 2018
Instrument	71310

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,357.00 (+6.64%)	$913,960 (+15.9%) Land $280,400 Building $633,560	$913,960 (+15.9%) Land $280,400 Building $633,560
2023	$6,899.00	$788,570 Land $245,400 Building $543,170	$788,570 Land $245,400 Building $543,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2011–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Cox Communications, T-Mobile.

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