Oakland County property record for 4775 Rayfore Dr, Commerce Township, MI 48382
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,994 sqft · built 1979 |
| Lot Size | 1.31 acres (57,064 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,920 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-09-151-004 |
| Primary APN | E-17-09-151-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 3,994 sqft Living Area |
| 1st Floor Area | 2,098 sqft |
| Basement Area | 928 sqft |
| Unfinished Basement | 928 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 57,064 sqft (1.31 acres) |
| Lot Dimensions | 265 ft deep x 215 ft wide |
| Garage Area | 1,958 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Area | 518 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 576 sqft |
| Deck Area | 512 sqft |
| Patio Area | 612 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4775 RAYFORE DR |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48382-1521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R8E, SEC 9 JUNIPER HILLS LOT 20 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 09 |
| Legal Subdivision | JUNIPER HILLS |
| Legal Lot Number | 20 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 135100 |
Source: Oakland County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4775 RAYFORE DR, COMMERCE TOWNSHIP, MI 48382-1521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · Line of Credit FARMERS MERCHANTS STATE BANK |
| Dec 20, 2021 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 1999 |
| Deed Sale | Mar 30, 1999 |
| Prior Transfer Date | Jan 8, 1998 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 25, 2026 |
| Property Address | 4775 RAYFORE DR, COMMERCE TOWNSHIP, MI 48382-1521 |
| Document Number | 0000091955 |
| Book / Page | 61318 / 460 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202691955 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4775 RAYFORE DR, COMMERCE TOWNSHIP, MI 48382-1521 |
| Document Number | 0000091955, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 61318/460 |
| Instrument | 202691955 |
| Name | FARMERS MERCHANTS STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4775 RAYFORE DR, COMMERCE TOWNSHIP, MI 48382-1521 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 4775 RAYFORE DR, COMMERCE TOWNSHIP, MI 48382-1521 |
| Document Number | 0000278976 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 57206/166 |
| Instrument | 278976 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Dec 1, 2041 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,920.00 (-32.32%) Homeowner's exemption | $337,610 (+16.85%) | $675,220 (+16.85%) |
| 2024 | $7,269.00 (+18.2%) | ||
| 2023 | $288,930 | $577,860 | |
| 2021 | $6,150.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE TOWNSHIP serves 19,811 people · EPA ID MI0001573 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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