4775 Peninsula Point Dr, Seaside, CA 93955 Property Records

Monterey County property record for 4775 Peninsula Point Dr, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,475 sqft · built 2003
Lot Size	0.148 acres (6,485 sqft)
Owner	Company Name on Record
Tax Bill	$9,796 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jan 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`031-232-007-000`

Property Details

APN / Parcel Number

Primary APN	`031-232-007-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,475 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Other
Construction Type	Wood
Lot Area	6,485 sqft (0.148 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	4775 PENINSULA POINT DR
City	SEASIDE
State	CA
Zip	93955-6505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEASIDE HIGHLANDS VOL 22 C&T PAGE 33 TRACT #1396 LOT 60
Legal Subdivision	SEASIDE HIGHLANDS
Legal Tract	1396
Legal Lot Number	60
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1070
Census Tract	14108

Owner

Source: Monterey County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4775 PENINSULA POINT DR, SEASIDE, CA 93955-6505
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Jan 28, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Dec 18, 2003
Last Transfer Date	Jan 28, 2021
Transfer Doc	0000006337
Record Updated	Jun 7, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	4775 PENINSULA POINT DR, SEASIDE, CA 93955-6505
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4775 PENINSULA POINT DR, SEASIDE, CA 93955-6505

Mortgage

Document Number	0000035004
Date	Aug 22, 2022
Instrument	2022035004

Lender

Name	COGENT BANK
Type	Bank
Address	SALINAS, CA 93901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 28, 2021
Property Address	4775 PENINSULA POINT DR, SEASIDE, CA 93955-6505
Document Number	0000006337
Instrument Date	Dec 4, 2020
Instrument	6337
Transaction Type	Transfer
Record Updated	Feb 10, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4775 PENINSULA POINT DR SEASIDE CA 939556505, SEASIDE, CA 93955-6505

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	4775 PENINSULA POINT DR, SEASIDE, CA 93955-6505
Document Number	0000054705
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4775 PENINSULA POINT DR SEASIDE CA 939556505, SEASIDE, CA 93955-6505

Mortgage

Document Number	0000054705
Date	Nov 19, 2019
Instrument	54705

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 18, 2034

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,796.00 (+9.09%) Homeowner's exemption	$865,229 (+4.04%) Land $369,660 Building $495,569
2023	$8,980.00 (+1.43%) Homeowner's exemption	$831,632 Land $355,306 Building $476,326
2022	$8,853.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARINA COAST WATER DISTRICT serves 38,918 people · EPA ID CA2710017
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Optimum.

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