Saginaw County property record for 4775 N Thomas Rd, Freeland, MI 48623
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,696 sqft · built 2009 |
| Lot Size | 2.05 acres (89,690 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $20,000 (Oct 2008) |
| Tax Bill | $5,386 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-12-3-04-1002-003 |
| Primary APN | 28-12-3-04-1002-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,696 sqft Living Area |
| 1st Floor Area | 2,021 sqft |
| Basement Area | 2,021 sqft |
| Unfinished Basement | 2,021 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 89,690 sqft (2.05 acres) |
| Lot Dimensions | 598 ft deep x 150 ft wide |
| Garage Area | 1,537 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 379 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4775 N THOMAS RD |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-8855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | BEG AT A PT 1139.04 FT S OF NE CORN OF SEC TH CONT S 150 FT TH W 598 FT TH N 150 FT TH E 598 FT TO POB 2.06 ACRES SEC 4 T12N |
| Legal Range | 03E |
| Legal Township | 12N |
| Legal Section | 04 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | THOMAS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 12002 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4775 N THOMAS RD, FREELAND, MI 48623-8855 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU |
| Jul 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2008 · Amount on File |
| Deed Sale | Oct 20, 2008 · Amount on File |
| Deed Book / Page | 2511 / 1538 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 4775 N THOMAS RD, FREELAND, MI 48623-8855 |
| Document Number | 0000014528 |
| Instrument Date | May 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4775 N THOMAS RD FREELAND MI 486238855, FREELAND, MI 48623-8855 |
| Document Number | 0000014528 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 14528 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 2, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 4775 N THOMAS RD, FREELAND, MI 48623-8855 |
| Document Number | 0000020035 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4775 N THOMAS RD FREELAND MI 486238855, FREELAND, MI 48623-8855 |
| Document Number | 0000020035 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 20035 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 7, 2034 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Thomas Township |
| Unified School District | Freeland Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $283,000 (+24.34%) | $566,000 (+24.34%) | |
| 2025 | $5,386.00 (+20.63%) Homeowner's exemption | ||
| 2023 | $227,600 | $455,200 | |
| 2022 | $4,465.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2022) |
| Most Recent Claim | Aug 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TITTABAWASSEE TOWNSHIP serves 9,227 people · EPA ID MI0002470 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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