4775 Mount Zion Rd, Ramer, AL 36069 Property Records

Montgomery County property record for 4775 Mount Zion Rd, Ramer, AL 36069

Property Summary

Property Type	Single Family Home
Details	3 ba · 8,036 sqft · built 1982
Lot Size	238 acres (10,367,280 sqft)
Owner	Individual Name on File
Tax Bill	$7,867 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jan 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`20-08-33-0-000-002.000`

Property Details

APN / Parcel Number

Primary APN	`20-08-33-0-000-002.000`
Alternative APNs	`0320083300000002000` `287756`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	8,036 sqft Living Area
1st Floor Area	5,928 sqft
2nd Floor Area	2,108 sqft
Upper Floors Area	2,108 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1992
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	10,367,280 sqft (238 acres)
Garage Area	643 sqft

Exterior Amenities

Pool Type	Vinyl-Lined Pool
Pool Area	648 sqft
Porch	Open Porch
Porch Area	1,990 sqft
Patio Area	1,010 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	287756
Old Parcel Number	0320083300000002000
Street Address	4775 MT ZION RD
City	RAMER
State	AL
Zip	36069-6519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW1/4 & W1/2 OF NE1/4 SEC 33 T14N R19E 2008330000002000
Legal Range	19E
Legal Township	14N
Legal Section	33
Jurisdiction	MONTGOMERY AL
Township / Civil Division	PIKE ROAD
Census Block Group	3
Census Block	3060
Census Tract	5604

Owner

Source: Montgomery County records · APN 20-08-33-0-000-002.000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4775 MT ZION RD, RAMER, AL 36069-6519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 08, 2023	Deed of Trust, Mortgage · Commercial Mortgage CADENCE BANK NA
Jan 11, 2018	Deed of Trust, Mortgage · Line of Credit OAKWORTH CAPITAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 07, 2022
Deed Sale	Mar 07, 2022
Deed Document Number	0005835574
Record Updated	Jun 08, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	4775 MT ZION RD, RAMER, AL 36069-6519
Transaction Type	Mortgage
Record Updated	Nov 20, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4775 MT ZION RD, RAMER, AL 36069-6519

Mortgage

Document Number	0060530719
Date	Nov 08, 2023
Book Page	6053/719

Lender

Name	CADENCE BANK NA
Type	Bank
Address	MONTGOMERY, AL 36117

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	4775 MT ZION RD, RAMER, AL 36069-6519
Transaction Type	Mortgage
Record Updated	Feb 07, 2021
Title Company	FIRST AMERICAN ELS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050560679
Date	Jan 11, 2018
Book Page	5056/0679

Lender

Name	OAKWORTH CAPITAL BANK
Type	Bank
Address	MONTGOMERY, AL 36117

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,867.00 (+0.64%) Homeowner's exemption	$208,870 (+9.11%) Land $65,900 Building $142,970	$2,088,700 (+9.11%) Land $659,000 Building $1,429,700
2023	$7,817.00 Homeowner's exemption	$191,430 Land $45,980 Building $145,450	$1,914,300 Land $459,800 Building $1,454,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1990–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, Mar 1990 · 2 claims

Wildfire

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Cell Coverage

5G and 4G LTE (outdoors only)

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