4775 Kerth Dr, Saint Louis, MO 63128 Property Records

St. Louis County property record for 4775 Kerth Dr, Saint Louis, MO 63128

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,410 sqft · built 1970
Lot Size	0.201 acres (8,751 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Jul 2022)
Tax Bill	$3,081 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30K-42-0261`

Property Details

APN / Parcel Number

Primary APN	`30K-42-0261`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,410 sqft Living Area
1st Floor Area	1,125 sqft
Basement Area	608 sqft
Finished Basement	608 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Foyer
Exterior Material	Frame/Masonry
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,751 sqft (0.201 acres)
Lot Dimensions	70 ft deep x 125 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces
Deck Area	280 sqft
Patio Area	280 sqft
Balcony Area	69 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4775 KERTH DR
City	SAINT LOUIS
State	MO
Zip	63128-3142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	VILLA KNOLL 2ND ADDN LOT 329
Legal Subdivision	VILLA KNOLL 2ND ADDN
Legal Lot Number	329
Jurisdiction	ST LOUIS MO
Township / Civil Division	TESSON FERRY
Census Block Group	1
Census Block	1008
Census Tract	221338

Owner

4775 Kerth Dr is owned and occupied by two individuals who bought it in July 2022.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4775 KERTH DR, SAINT LOUIS, MO 63128-3142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 19, 2022	Warranty Deed, Transfer · FHA Mortgage US BANK NA
Nov 29, 2018	Warranty Deed, Transfer PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2022 · Amount on File
Deed Sale	Jul 19, 2022 · Amount on File
Prior Sale	Nov 29, 2018 · Amount on File
Deed Document Number	2022719557
Prior Transfer Date	Aug 2, 2011
Prior Transfer Doc	0195972197
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	4775 KERTH DR, SAINT LOUIS, MO 63128-3142
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4775 KERTH DR, SAINT LOUIS, MO 63128-3142

Mortgage

Document Number	2025073100291
Date	Jul 31, 2025
Instrument	2025073100291

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Aug 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 19, 2022
Property Address	4775 KERTH DR, SAINT LOUIS, MO 63128-3142
Document Number	2022071900557
Map Reference	MB 124 PG 88
Instrument Date	Jul 15, 2022
Instrument	2022071900557
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4768 KERTH DR, 4768, SAINT LOUIS, MO 63128-3116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4775 KERTH DR, SAINT LOUIS, MO 63128-3142

Mortgage

Document Number	2022071900558
Date	Jul 19, 2022
Instrument	2022071900558

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 29, 2018
Property Address	4775 KERTH DR, SAINT LOUIS, MO 63128-3142
Document Number	0232983951
Book / Page	023298 / 003951
Instrument Date	Nov 26, 2018
Instrument	800
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	INSIGHT TITLE COMPANY LLC, INSIGHT TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4775 KERTH DR ST LOUIS MO 631283142, ST LOUIS, MO 63128-3142

Mortgage

Document Number	232983954
Date	Nov 29, 2018
Book Page	023298/003954
Instrument	801

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Amount	Amount on Record
Term	120 Months
Due	Nov 28, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 4775 Kerth Dr was $3,081, up 0.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,250 (-) Land $13,300 Building $35,950	$259,200 (-) Land $70,000 Building $189,200
2025	$3,081.00 (+0.65%)	$49,250 Land $13,300 Building $35,950	$259,200 Land $70,000 Building $189,200
2024	$3,061.00 (+1.29%)
2023	$3,022.00 (+23.35%)	$45,490 (+21.53%) Land $10,340 Building $35,150	$239,400 Land $54,400 Building $185,000
2022	$2,450.00	$37,430 Land $10,340 Building $27,090
2021			$197,000 Land $54,400 Building $142,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4775 Kerth Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4775 Kerth Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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