4775 Cove St, Hemet, CA 92545 Property Records

Riverside County property record for 4775 Cove St, Hemet, CA 92545

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,361 sqft · built 2006
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,422 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2022 Second Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`454-350-007`

Property Details

APN / Parcel Number

Primary APN	`454-350-007`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,361 sqft Living Area
Gross Area	2,841 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4775 COVE ST
City	HEMET
State	CA
Zip	92545-8956
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.16 ACRES M/L IN LOT 20 MB 364/022 TR 30558-1
Legal Subdivision	TRACT NO. 305581
Legal Tract	30558-1
Legal Lot Number	20
Jurisdiction	RIVERSIDE CA
Township / Civil Division	HEMET-SAN JACINTO
Census Block Group	2
Census Block	2005
Census Tract	43319

Owner

4775 Cove St is owned and occupied by two individuals who acquired it in January 2022.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4775 COVE ST, HEMET, CA 92545-8956
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE
Jan 26, 2022	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage NATIONAL HOMEBUYERS FUND INC
Jan 26, 2022	Grant Deed, Transfer · FHA Mortgage FRANKLIN LOAN CENTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2022
Deed Sale	Jan 26, 2022
Prior Sale	Jan 26, 2022 · Amount on File
Deed Document Number	202243373
Prior Transfer Date	Jan 20, 2022
Prior Transfer Doc	0000043373
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4775 COVE ST, HEMET, CA 92545-8956
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4775 COVE ST, HEMET, CA 92545-8956

Mortgage

Document Number	0000013005
Date	Jan 16, 2024
Instrument	2024-0013005

Lender

Name	ESSEX MORTGAGE
Type	Mortgage Company
Address	OCALA, FL 34475

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Feb 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 26, 2022
Property Address	4775 COVE ST, HEMET, CA 92545-8956
Document Number	0000043373
Map Reference	MB 364 PG 22-28
Instrument Date	Jan 20, 2022
Instrument	2022-0043373
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	LANDWOOD TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4775 COVE ST, HEMET, CA 92545-8956

Mortgage

Document Number	0000043375
Date	Jan 26, 2022
Instrument	2022-0043375

Lender

Name	NATIONAL HOMEBUYERS FUND INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95814

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 26, 2022
Property Address	4775 COVE ST, HEMET, CA 92545-8956
Document Number	0000043372
Map Reference	MB 364 PG 22-28
Instrument Date	Dec 27, 2021
Instrument	2022-0043372
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ANDWOOD TITLE, LANDWOOD TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4775 COVE ST, HEMET, CA 92545-8956

Mortgage

Document Number	0000043374
Date	Jan 26, 2022
Instrument	2022-0043374

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4775 Cove St was $7,422.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Hemet City
Unified School District	Hemet Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$487,093 (+2%) Land $64,945 Building $422,148
2025	$7,422.00	$477,543 Land $63,672 Building $413,871
2023	$7,296.00 (+4.74%)	$459,000 Land $61,200 Building $397,800
2022	$6,966.00
2021			$395,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4775 Cove St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4775 Cove St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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