4775 Cook Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 4775 Cook Rd, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (May 2016)
Tax Bill	$2,737 (2025)
Deeds & Mortgages	Apr 2018 Refinance Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011-07-300-002-02`

Property Details

APN / Parcel Number

Primary APN	`011-07-300-002-02`

Exterior

Lot Area	104,544 sqft (2.4 acres)

Location & Zoning

Street Address	4775 COOK RD
City	OWOSSO
State	MI
Zip	48867-8918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 7 T6N R3E COM AT PT WHICH IS N0104'16!W 1049.65 FT FROM SW COR OF SEC CONTINUING N0104'16!W 262 FT TO E&W 18 LN IN SW 14
Legal Range	03E
Legal Township	06N
Legal Section	07
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	SHIAWASSEE
Census Block Group	1
Census Block	1038
Census Tract	31302

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4775 COOK RD, OWOSSO, MI 48867-8918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage CASON HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2016 · Amount on Record
Deed Sale	May 4, 2016 · Amount on Record
Deed Document Number	20163285499
Deed Book / Page	1222 / 246
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	4775 COOK RD, OWOSSO, MI 48867-8918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012440510
Date	Apr 10, 2018
Book Page	1244/510
Instrument	3307880

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	May 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	4775 COOK RD, OWOSSO, MI 48867-8918
Document Number	0012700281
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	MASON BURGESS TITLE AGENCY, MASON BURGESS TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4775 COOK RD OWOSSO MI 488678918, OWOSSO, MI 48867-8918

Mortgage

Document Number	0012700281
Date	Jun 26, 2020
Book Page	001270/000281
Instrument	3333922

Lender

Name	CASON HM LNS
Type	Funding / Finance Company
Address	PALM BEACH GARDENS, FL 33408

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 25, 2035

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Shiawassee Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,800 (-1.09%)	$327,600 (-1.09%)
2025	$2,737.00 (+2.74%) Homeowner's exemption	$165,600 (+18.03%)	$331,200 (+18.03%)
2024	$2,664.00 (+1.6%)
2023	$2,622.00 Homeowner's exemption	$140,300	$280,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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