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4774 Hardy Adams Rd, Holt, FL 32564 Property Records

Okaloosa County property record for 4774 Hardy Adams Rd, Holt, FL 32564

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,731 sqft · built 1975
Lot Size2.48 acres (108,029 sqft)
Owner2 Individual Names on Record
Last Sale$263,000 (Jun 2021)
Tax Bill$2,524 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Nov 2020 Foreclosure
Flood ZoneZone X (minimal risk)
APNC56-000-597-5346-7

Property Details

APN / Parcel Number

Primary APNC56-000-597-5346-7
Alternative APNs
  • 32-3N-25-0000-0015-0010
  • 25N332000000150010

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,731 sqft Living Area
Gross Area4,655 sqft
1st Floor Area2,731 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area108,029 sqft (2.48 acres)
Lot Width300 ft Width
Garage TypeCarport
Garage Area1,000 sqft
CarportCarport
Carport Area1,000 sqft
PorchOpen/Unfinished Porch
Porch Area656 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4774 HARDY ADAMS RD
CityHOLT
StateFL
Zip32564-9120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG SW COR OF NW1/4 OF SE 1/4 N 360 FT E 300 FT S 360 FT W 300 FT TO BEG 799-316
Legal Range25W
Legal Township03N
Legal Section32
Legal Block15
Legal Lot Number10
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group1
Census Block1015
Census Tract20101

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4774 HARDY ADAMS RD, HOLT, FL 32564-9120
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2021Special Warranty Deed, Transfer · VA Mortgage
BANK OF ENGLAND
Nov 20, 2020Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2021 · Amount on Record
Deed SaleJun 9, 2021 · Amount on Record
Prior SaleNov 20, 2020 · Amount on Record
Deed Document Number20213462210
Deed Book / Page3552 / 2346
Record UpdatedOct 29, 2026

June 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 9, 2021
Property Address4774 HARDY ADAMS RD, HOLT, FL 32564-9120
Document Number0035522346
Book / Page3552 / 2346
Instrument DateMay 27, 2021
Instrument3462210
Transaction TypeTransfer
Record UpdatedJun 30, 2021
Title CompanyACHIEVE TITLE SERVICES INC, ACHIEVE TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,841.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1406 N DALE MABRY HWY # HWY300, 1406, TAMPA, FL 33607-2506

Transferred To (Grantee/Buyer)

NameVerified Name
Address4774 HARDY ADAMS RD, HOLT, FL 32564-9120

Mortgage

Document Number35522348
DateJun 9, 2021
Instrument3552/2348
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

November 2020: Foreclosure

Document TypeForeclosure
JurisdictionOKALOOSA FL
Recording DateNov 20, 2020
Property Address4774 HARDY ADAMS RD, HOLT, FL 32564-9120
Document Number0035070021
Book / Page003507 / 000021
Instrument DateNov 9, 2020
Instrument3409165
Transaction TypeForeclosure
Record UpdatedDec 16, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1,043.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1406 N DALE MABRY HWY #300 TAMPA FL 336072506, 300, TAMPA, FL 33607-2506
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,524.00 (-8.48%) Homeowner's exemption$293,584 (+4.99%) Land $27,019 Building $266,565$293,584 (+4.99%) Land $27,019 Building $266,565
2023$2,758.00 (+7.11%)$279,627 (+8.3%) Land $22,955 Building $256,672$279,627 (+8.3%) Land $22,955 Building $256,672
2022$2,575.00$258,201 Land $21,453 Building $236,748$258,201 Land $21,453 Building $236,748

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (1998)
Most Recent ClaimSep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 63% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLT WATER WORKS, INC.
serves 2,582 people · EPA ID FL1460352
Water SourceGroundwater
Last State InspectionJul 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Mediacom Xtream
Fixed Wireless		100 / 20
CenturyLink
DSL		10 / 1

May also be available: AT&T.

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