47732 328th St, Elk Point, SD 57025 Property Records

Union County property record for 47732 328th St, Elk Point, SD 57025

Property Summary

Property TypeOther Improved
Details3 bd · 2 ba · 1,738 sqft · built 1891
Lot Size6.18 acres (269,201 sqft)
OwnerCompany Name on Record
Tax Bill$2,948 (2026)
Deeds & MortgagesJan 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN14.00.45.3010

Property Details

APN / Parcel Number

Primary APN14.00.45.3010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,738 sqft Living Area
Basement Area768 sqft
Unfinished Basement768 sqft
Interior WallsWood

Exterior

Year BuiltBuilt 1891
Effective Year BuiltEffective 1891
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeWood
Roof MaterialComposition Shingle
Lot Area269,201 sqft (6.18 acres)
Garage Area908 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address47732 328TH ST
CityELK POINT
StateSD
Zip57025-6836
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionCONNOLLY TR 1 IN SE 1/4SW1/4 (6.18A)
Legal Range49W
Legal Township90N
Legal Section05
Legal Tract1
Legal Unit5
JurisdictionUNION SD
Township / Civil DivisionCIVIL BEND
Census Block Group1
Census Block1011
Census Tract20302

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address609 N WALNUT ST, ELK POINT, SD 57025-2217
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address47732 328TH ST, ELK POINT, SD 57025-6836
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address47732 328TH ST, ELK POINT, SD 57025-6836

Mortgage

Document Number0000186/51
DateJan 23, 2025
Book Page186/51
Instrument250184
Lender
NameFARM CREDIT SERVICES OF AMERICA ACA
TypeBank
Address5015 S 118TH ST, OMAHA, NE 68137
Agreement
TypeLine of Credit
AmountAmount Recorded
Term182 Months
DueMar 1, 2040

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateSouth Dakota
CountyUnion County
County SubdivisionCivil Bend Township
Unified School DistrictElk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,948.00 (+0.03%)$220,053 (-) Land $76,781 Building $143,272
2025$2,947.00 (-0.2%)$220,053 (+18.36%) Land $76,781 Building $143,272
2024$2,953.00 (+11.39%)
2023$2,651.00 (+22.05%)$185,918 Land $54,845 Building $131,073
2022$2,172.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (2014–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimJun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAY RWS/SOUTH UNION
private · serves 1,447 people · EPA ID SD4602185
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Long Lines Metro
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
Midco
Fixed Wireless
100 / 20

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