4773 Craigmoss Ln, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 4773 Craigmoss Ln, Charlotte, NC 28278

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,536 sqft · built 2008
Lot Size	0.042 acres (1,830 sqft)
Owner	Individual Name on File
Last Sale	$309,000 (Apr 2026)
Tax Bill	$2,374 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jan 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`199-193-81`

Property Details

APN / Parcel Number

Primary APN	`199-193-81`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,536 sqft Living Area
Gross Area	1,776 sqft
1st Floor Area	648 sqft
Upper Floors Area	888 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	1,830 sqft (0.042 acres)
Garage Type	Attached
Garage Area	240 sqft
Porch	Finished/Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4773 CRAIGMOSS LN
City	CHARLOTTE
State	NC
Zip	28278-6676
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MX-1
Legal Description	L84 M50-53
Legal Subdivision	VILLAGE/PRESTWICK
Legal Block	3
Legal Lot Number	84
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2000
Census Tract	5923

Owner

4773 Craigmoss Ln, a townhouse, is owned and occupied by an individual who bought it in April 2026.

Source: Mecklenburg County records, as of May 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4773 CRAIGMOSS LN, CHARLOTTE, NC 28278-6676
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Warranty Deed, Transfer · Conventional Mortgage WELLSFARGOBANKNA
Jan 12, 2026	Warranty Deed, Transfer UNKNOWN, OS NATIONAL LLC OD DIVISION
Jun 6, 2019	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2026 · Amount on File
Deed Sale	Apr 28, 2026 · Amount on File
Prior Sale	Jan 12, 2026 · Amount on File
Deed Document Number	202643170
Deed Book / Page	40375 / 910
Prior Transfer Date	Jul 3, 2014
Prior Transfer Doc	0000147319
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 28, 2026
Property Address	4773 CRAIGMOSS LN, CHARLOTTE, NC 28278-6676
Document Number	0000043170
Book / Page	40375 / 910
Instrument Date	Apr 24, 2026
Instrument	2026.43170
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	OS NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62,418.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4773 CRAIGMOSS LN, CHARLOTTE, NC 28278-6676

Mortgage

Document Number	0000043171,
Date	Apr 28, 2026
Instrument	2026..43171

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 12, 2026
Property Address	4773 CRAIGMOSS LN, CHARLOTTE, NC 28278-6676
Document Number	0000003173
Book / Page	40132 / 188
Map Reference	MB 48 PG 842
Instrument Date	Jan 7, 2026
Instrument	2026003173
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	UNKNOWN, OS NATIONAL LLC OD DIVISION

Transaction

Amount	Amount on Record
Tax	$537.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14522 WINGED TEAL RD, CHARLOTTE, NC 28278-7444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 W WASHINGTON ST STE 115, 115, TEMPE, AZ 85288-1233
Investor	Possibly a Property Investor

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 6, 2019
Property Address	4773 CRAIGMOSS LN, CHARLOTTE, NC 28278-6676
Document Number	0000069203
Book / Page	33566 / 065
Map Reference	MB 50 PG 53
Instrument Date	Jun 6, 2019
Instrument	2019069203
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$436.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 630, BELMONT, NC 28012-0630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4773 CRAIGMOSS LN, CHARLOTTE, NC 28278-6676

Mortgage

Document Number	0000069204
Date	Jun 6, 2019
Instrument	2019069204

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Mortgage

Document Number	0000069205
Date	Jun 6, 2019
Book Page	33566/082
Instrument	2019069205

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$307,000 Land $70,000 Building $237,000	$307,000 Land $70,000 Building $237,000
2024	$2,374.00
2023			$307,000 Land $70,000 Building $237,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4773 Craigmoss Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4773 Craigmoss Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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