4773 Chesney Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4773 Chesney Rd, Duluth, MN 55803

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.25 ba · 1,440 sqft · built 1973
Lot Size20 acres (871,200 sqft)
OwnerIndividual Name on File
Tax Bill$4,614 (2026)
Deeds & MortgagesFeb 2019 Line of Credit
Dec 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN365-0010-04440

Property Details

APN / Parcel Number

Primary APN365-0010-04440
Alternative APN
  • 15610

Interior

Bedrooms3 Beds
Full Baths2.25 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,440 sqft Gross Area
1st Floor Area1,440 sqft
Basement Area1,080 sqft
Finished Basement1,080 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeFrame
Lot Area871,200 sqft (20 acres)
Garage Area768 sqft

Exterior Amenities

PorchSlab
Porch Area36 sqft
Deck Area480 sqft
Pole Barn1,008 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelPropane

Location & Zoning

Account Number15610
Street Address4773 CHESNEY RD
CityDULUTH
StateMN
Zip55803-9471
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNS
Legal DescriptionS1/2 OF SW1/4 OF NE1/4 SERIAL #
Legal Range15W
Legal Township52N
Legal Section25
Legal SubdivisionFREDENBERG TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionFREDENBERG
Census Block Group1
Census Block1029
Census Tract10602

Owner

4773 Chesney Rd is owned and occupied by an individual.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address4773 CHESNEY RD, DULUTH, MN 55803-9471
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2019Deed of Trust, Mortgage · Line of Credit
US BANK NA
Dec 27, 2018Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4773 CHESNEY RD, DULUTH, MN 55803-9471
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE AND CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001350067
DateFeb 14, 2019
Instrument1350067
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term238 Months
DueDec 11, 2038

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4773 CHESNEY RD, DULUTH, MN 55803-9471
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001347278
DateDec 27, 2018
Instrument1347278
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueDec 11, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 4773 Chesney Rd was $4,614 with a homeowner's exemption, up 1.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionFredenberg Township
Unified School DistrictHermantown Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,614.00 (+1.76%) Homeowner's exemption
2025$4,534.00 (+9.84%) Homeowner's exemption$518,100 (+13.1%) Land $130,100 Building $388,000$518,100 (+13.1%) Land $130,100 Building $388,000
2024$4,128.00$458,100 Land $107,000 Building $351,100$458,100 Land $107,000 Building $351,100
2022$381,300 Land $92,300 Building $289,000$381,300 Land $92,300 Building $289,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4773 Chesney Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4773 Chesney Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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