4772 Marblehead Bay Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 4772 Marblehead Bay Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,396 sqft · built 1995
Lot Size	0.258 acres (11,225 sqft)
Owner	Company Name on Record
Last Sale	$216,000 (Nov 1998)
Tax Bill	$3,876 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122-387-17-00`

Property Details

APN / Parcel Number

Primary APN	`122-387-17-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,396 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	11,225 sqft (0.258 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4772 MARBLEHEAD BAY DR
City	OCEANSIDE
State	CA
Zip	92057-3409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 523 TR 012382
Legal Subdivision	WHELAN RANCH
Legal Tract	012382
Legal Block	1
Legal Lot Number	523
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1011
Census Tract	18617

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4772 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3409
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Apr 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRONTWAVE CU
Jul 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC MARINE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 1998 · Amount on Record
Deed Sale	Nov 18, 1998 · Amount on Record
Prior Sale	Aug 31, 1995 · Amount on Record
Deed Document Number	1998749020
Last Transfer Date	Apr 25, 2014
Transfer Doc	0000240966
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4772 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3409
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4772 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3409

Mortgage

Document Number	0000519320
Date	Jul 21, 2021
Instrument	2021-0519320

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4772 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3409
Document Number	0000219704
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4772 MARBLEHEAD BAY DR OCEANSIDE CA 920573409, OCEANSIDE, CA 92057-3409

Mortgage

Document Number	0000219704
Date	Apr 30, 2020
Instrument	219704

Lender

Name	FRONTWAVE CU
Address	OCEANSIDE, CA 92056

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4772 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3409
Document Number	0000317447
Instrument Date	Jul 24, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4772 MARBLEHEAD BAY DR OCEANSIDE CA 920573409, OCEANSIDE, CA 92057-3409

Mortgage

Document Number	0000317447
Date	Aug 3, 2018
Instrument	317447

Lender

Name	PACIFIC MARINE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 2, 2038

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$345,369 (+2%) Land $89,181 Building $256,188
2025	$3,876.00 (+5.24%) Homeowner's exemption	$338,598 (+4.04%) Land $87,433 Building $251,165
2023	$3,683.00 (+1.57%) Homeowner's exemption	$325,452 Land $84,039 Building $241,413
2022	$3,626.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Marblehead Bay Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures