Polk County property record for 4771 Lathloa Loop, Lakeland, FL 33811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,815 sqft · built 2015 |
| Lot Size | 0.131 acres (5,698 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $380,000 (Oct 2022) |
| Tax Bill | $4,560 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-08-139620-000310 |
| Primary APN | 23-29-08-139620-000310 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,815 sqft Living Area |
| Gross Area | 2,345 sqft |
| 1st Floor Area | 1,815 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,698 sqft (0.131 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Florida Room |
| Porch Area | 189 sqft |
| Street Address | 4771 LATHLOA LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33811-1747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORGAN CREEK PRESERVE PHASE ONE PB 134 PGS 50-51 LOT 31 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 08 |
| Legal Subdivision | MORGAN CREEK PRESERVE PHASE ONE |
| Legal Phase | 1 |
| Legal Tract | 139620 |
| Legal Block | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 11911 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4771 LATHLOA LOOP, LAKELAND, FL 33811-1747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2022 | Warranty Deed, Transfer · Conventional Mortgage PARTNERS FCU |
| Apr 27, 2020 | Warranty Deed, Transfer · FHA Mortgage PRIME LNDG |
| Feb 20, 2017 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2022 · Amount on Record |
| Deed Sale | Oct 4, 2022 · Amount on Record |
| Prior Sale | Apr 27, 2020 · Amount on Record |
| Deed Document Number | 2022263510 |
| Deed Book / Page | 12438 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 4, 2022 |
| Property Address | 4771 LATHLOA LOOP, LAKELAND, FL 33811-1747 |
| Document Number | 0000263510 |
| Book / Page | 12438 / 1 |
| Map Reference | MB 134 PG 50 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 2022263510 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2025 SOUTHWOOD AVE, NORTON SHORES, MI 49441-3629 |
| Name | Verified Name |
|---|---|
| Address | 5759 WATERSIDE DR, LAKELAND, FL 33805-9647 |
| Document Number | 0000263511 |
|---|---|
| Date | Oct 4, 2022 |
| Book Page | 12438/3 |
| Instrument | 2022263511 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Oct 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.62% |
| Max Rate At Change | 9.25% |
| Index | 1-Year CMT |
| Max Rate | 9.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 27, 2020 |
| Property Address | 4771 LATHLOA LOOP, LAKELAND, FL 33811-1747 |
| Document Number | 0112161633 |
| Book / Page | 011216 / 001633 |
| Instrument Date | Apr 20, 2020 |
| Instrument | 86009 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2020 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,687.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4771 LATHLOA LOOP LAKELAND FL 338111747, LAKELAND, FL 33811-1747 |
| Document Number | 112161635 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 011216/001635 |
| Instrument | 86010 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 20, 2017 |
| Property Address | 4771 LATHLOA LOOP, LAKELAND, FL 33811-1747 |
| Document Number | 0100692042 |
| Book / Page | 010069 / 002042 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 32922 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,576.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4771 LATHLOA LOOP LAKELAND FL 338111747, LAKELAND, FL 33811-1747 |
| Document Number | 100692047 |
|---|---|
| Date | Feb 20, 2017 |
| Book Page | 010069/002047 |
| Instrument | 32924 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 19, 2047 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $280,990 (-5.07%) Land $68,000 Building $212,990 | $280,990 (-5.07%) Land $68,000 Building $212,990 | |
| 2025 | $4,560.00 (-4.74%) Homeowner's exemption | $296,001 (-3.01%) Land $68,000 Building $228,001 | $296,001 (-3.01%) Land $68,000 Building $228,001 |
| 2023 | $4,787.00 (+59.09%) Homeowner's exemption | $305,185 (+47.92%) Land $66,000 Building $239,185 | $305,185 (+19.7%) Land $66,000 Building $239,185 |
| 2022 | $3,009.00 Homeowner's exemption | $206,316 | $254,954 Land $62,000 Building $192,954 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 63 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 9 (2002–2024) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures