4770 Salamander St, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4770 Salamander St, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,870 sqft · built 2006
Lot Size	0.129 acres (5,619 sqft)
Owner	2 Individual Names on File
Last Sale	$259,900 (Nov 2006)
Tax Bill	$3,335 (2025)
Deeds & Mortgages	Feb 2026 Transfer Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-26-30-0668-0001-2400`

Property Details

APN / Parcel Number

Primary APN	`23-26-30-0668-0001-2400`
Alternative APNs	`263023066800012400` `144595`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,870 sqft Living Area
Gross Area	3,288 sqft
1st Floor Area	1,230 sqft
Upper Floors Area	1,640 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,619 sqft (0.129 acres)
Lot Dimensions	112 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	264 sqft
Porch	Florida Room
Porch Area	418 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	4770 SALAMANDER ST
City	SAINT CLOUD
State	FL
Zip	34772-7086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN PINES UNIT 2 PB 18 PG 135-140 LOT 240
Legal Range	30E
Legal Township	26S
Legal Section	23
Legal Subdivision	SOUTHERN PINES UNIT 2
Legal Tract	668
Legal Block	2400
Legal Lot Number	240
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43303

Owner

Source: Osceola County records · APN 23-26-30-0668-0001-2400

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4770 SALAMANDER ST, SAINT CLOUD, FL 34772-7086
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAY SERVICING LLC
Oct 29, 2025	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
May 12, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 07, 2017	Quit Claim Deed, Transfer · Conventional Mortgage HOMEWARD RESID'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 02, 2006 · Amount on Record
Deed Sale	Nov 02, 2006 · Amount on Record
Deed Document Number	2006264060
Deed Book / Page	3320 / 2515
Last Transfer Date	Oct 29, 2025
Transfer Doc	0068721920
Record Updated	Jun 08, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Feb 13, 2026
Property Address	4770 SALAMANDER ST, SAINT CLOUD, FL 34772-7086
Document Number	0069222390
Book / Page	6922 / 2390
Map Reference	MB 18 PG 135-140
Instrument Date	Feb 09, 2026
Instrument	2026020635
Transaction Type	Transfer
Record Updated	Mar 03, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4770 SALAMANDER ST, SAINT CLOUD, FL 34772-7086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4770 SALAMANDER ST, SAINT CLOUD, FL 34772-7086

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4770 SALAMANDER ST, SAINT CLOUD, FL 34772-7086
Transaction Type	Mortgage
Record Updated	Dec 01, 2025
Title Company	TITLE CLEARING AND ESCROW, TITLE CLEARING & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4770 SALAMANDER ST, SAINT CLOUD, FL 34772-7086

Mortgage

Document Number	0060081077
Date	Jul 23, 2021
Book Page	6008/1077
Instrument	2021114271

Lender

Name	FAY SERVICING LLC
Type	Mortgage Company
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 01, 2046

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Oct 29, 2025
Property Address	4770 SALAMANDER ST, SAINT CLOUD, FL 34772-7086
Document Number	0068721920
Book / Page	6872 / 1920
Map Reference	MB 18 PG 135-140
Instrument Date	Oct 29, 2025
Instrument	2025134179
Transaction Type	Transfer
Record Updated	Dec 01, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4770 SALAMANDER ST, SAINT CLOUD, FL 34772-7086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4770 SALAMANDER ST, SAINT CLOUD, FL 34772-7086

Mortgage

Document Number	0006881354
Date	Oct 29, 2025
Instrument	6881/354

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	242 Months
Due	Dec 01, 2045

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	May 12, 2022
Property Address	4770 SALAMANDER ST, SAINT CLOUD, FL 34772-7086
Document Number	0062130810
Book / Page	6213 / 810
Map Reference	MB 18 PG 135-140
Instrument Date	May 06, 2022
Instrument	2022075753
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4770 SALAMANDER ST, 4770, SAINT CLOUD, FL 34772-7086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4770 SALAMANDER ST, SAINT CLOUD, FL 34772-7086

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 07, 2017
Property Address	4770 SALAMANDER ST, SAINT CLOUD, FL 34772-7086
Document Number	0052060678
Book / Page	005206 / 000678
Instrument Date	Aug 22, 2017
Instrument	128978
Transaction Type	Transfer
Record Updated	Oct 05, 2017
Title Company	TITLE SOURCES INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4770 SALAMANDER ST ST CLOUD FL 347727086, ST CLOUD, FL 34772-7086

Mortgage

Document Number	52060681
Date	Sep 07, 2017
Book Page	005206/000681
Instrument	128979

Lender

Name	HOMEWARD RESID'L
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 06, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,335.00 (+3.54%)	$229,242 (+2.9%)	$363,100 (+2.17%) Land $75,000 Building $288,100
2024	$3,221.00 (+2.71%) Homeowner's exemption	$222,782 (+3%)	$355,400 (+4.1%) Land $67,000 Building $288,400
2023	$3,136.00 (+3.67%) Homeowner's exemption	$216,294 (+3%)	$341,400 (+2.65%) Land $60,000 Building $281,400
2022	$3,025.00 Homeowner's exemption	$209,995	$332,600 Land $55,000 Building $277,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 133 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 34% of Florida
Wildfire Likelihood	About 1 in 524 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 367 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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