4770 Saint Clair St, Newport, MI 48166 Property Records

Monroe County property record for 4770 Saint Clair St, Newport, MI 48166

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,736 sqft · built 1992
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Tax Bill	$836 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`07-789-075-00`

Property Details

APN / Parcel Number

Primary APN	`07-789-075-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,736 sqft Living Area
1st Floor Area	1,736 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	80.6 ft deep x 200 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4770 SAINT CLAIR AVE
City	NEWPORT
State	MI
Zip	48166-9505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	F-75 SEC 29 T6S R10E DEWEY'S SUMMER HOMES LOTS 75 THRU 78 (INCL)
Legal Range	10E
Legal Township	06S
Legal Section	29
Legal Subdivision	DEWEYS SUMMER HOMES
Legal Lot Number	75-78
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	4
Census Block	4018
Census Tract	831202

Owner

Source: Monroe County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4770 SAINT CLAIR AVE, NEWPORT, MI 48166-9505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Apr 15, 2019	Deed of Trust, Mortgage · VA Mortgage AMERICAN ADVISORS
Dec 26, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2024
Deed Sale	Jul 1, 2024
Prior Sale	Jul 14, 2014 · Amount on Record
Deed Document Number	20249556
Prior Transfer Date	Jun 24, 2024
Prior Transfer Doc	0000009556
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	4770 ST CLAIR AVE, NEWPORT, MI 48166-9505
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4770 SAINT CLAIR AVE, NEWPORT, MI 48166-9505

Mortgage

Document Number	0000000609
Date	Jan 12, 2026
Instrument	2026R00609

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	4770 SAINT CLAIR ST, NEWPORT, MI 48166-9505
Document Number	0000006830
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4770 SAINT CLAIR ST NEWPORT MI 481669505, NEWPORT, MI 48166-9505

Mortgage

Document Number	0000006830
Date	Apr 25, 2019
Instrument	6830

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Dec 26, 2018
Property Address	4770 SAINT CLAIR ST, NEWPORT, MI 48166-9505
Document Number	0000023047
Instrument Date	Dec 21, 2018
Instrument	23047
Transaction Type	Transfer
Record Updated	Jan 18, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4770 SAINT CLAIR ST NEWPORT MI 481669505, NEWPORT, MI 48166-9505

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Jefferson Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,400 (+29.45%)	$248,800 (+29.45%)
2025	$836.00 (-62.71%) Homeowner's exemption
2023	$2,242.00 Homeowner's exemption	$96,100	$192,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 policies
Nearby Flood Policies	48 in force
Nearby Flood Claims	4 (2015–2023)
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRENCHTOWN TOWNSHIP serves 21,609 people · EPA ID MI0002500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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