4770 Ribault Ln, Milton, FL 32570 Property Records

Santa Rosa County property record for 4770 Ribault Ln, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,919 sqft · built 2004
Lot Size	0.151 acres (6,578 sqft)
Owner	2 Individual Names on File
Last Sale	$169,000 (Feb 2019)
Tax Bill	$3,372 (2024)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-1N-28-1965-00D00-0120`

Property Details

APN / Parcel Number

Primary APN	`08-1N-28-1965-00D00-0120`
Alternative APN	`N28108196500D000120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,919 sqft Living Area
Gross Area	2,727 sqft
1st Floor Area	1,919 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	6,578 sqft (0.151 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	276 sqft
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4770 RIBAULT LN
City	MILTON
State	FL
Zip	32570-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	JAIMEES RIDGE PHASE I LOT 12 BLK D AS DES IN OR 3804 PG 446 & AS DES IN OR 4580 PG 700
Legal Range	28W
Legal Township	1N
Legal Section	08
Legal Subdivision	JAIMEES RIDGE PH 1/2
Legal Block	D
Legal Lot Number	12
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MILTON
Census Block Group	2
Census Block	2001
Census Tract	10704

Owner

4770 Ribault Ln is owned by two individuals who acquired it in October 2024.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3327 ZOLA ST, SAN DIEGO, CA 92106-1557
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2019 · Amount on File
Deed Sale	Feb 15, 2019 · Amount on File
Prior Sale	Feb 19, 2004 · Amount on File
Deed Document Number	20195977
Deed Book / Page	3804 / 446
Last Transfer Date	Oct 29, 2024
Transfer Doc	0045800700
Record Updated	Jun 8, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 15, 2019
Property Address	4770 RIBAULT LN, MILTON, FL 32570-1722
Document Number	0038040446
Book / Page	003804 / 000446
Instrument Date	Feb 14, 2019
Instrument	5977
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,183.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4770 RIBAULT LN MILTON FL 325701722, MILTON, FL 32570-1722

Mortgage

Document Number	38040448
Date	Feb 15, 2019
Book Page	003804/000448
Instrument	5978

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2049

Interest

Rate	3.12%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Municipality	Milton City
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$227,127 (-2.74%) Land $32,000 Building $195,127	$227,127 (-2.74%) Land $32,000 Building $195,127
2024	$3,372.00 (+5.47%)	$233,518 (+1.57%) Land $32,000 Building $201,518	$233,518 (+1.57%) Land $32,000 Building $201,518
2023	$3,197.00 (+6.82%)	$229,913 (+4.98%) Land $30,000 Building $199,913	$229,913 (+4.98%) Land $30,000 Building $199,913
2022	$2,993.00	$219,005	$219,005 Land $30,000 Building $189,005

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4770 Ribault Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	8 (2014–2020)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4770 Ribault Ln is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20