4770 Mechunk Rd, Keswick, VA 22947 Property Records

Albemarle County property record for 4770 Mechunk Rd, Keswick, VA 22947

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,179 sqft · built 1979
Lot Size	1.68 acres (73,355 sqft)
Owner	Individual Name on File
Last Sale	$402,000 (Aug 2023)
Tax Bill	$3,160 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094A0-00-0B-01700`

Property Details

APN / Parcel Number

Primary APN	`094A0-00-0B-01700`
Alternative APN	`39516`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,179 sqft Finished Area
Basement Area	1,121 sqft
Finished Basement	709 sqft
Unfinished Basement	1,182 sqft
Family Room	Family Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	73,355 sqft (1.68 acres)

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	250 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	4770 MECHUNK RD
City	KESWICK
State	VA
Zip	22947-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	MECHUNK ACRES 1 B 17 PARCEL F3
Legal Subdivision	MECHUNK ACRES
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	3
Census Block	3062
Census Tract	10401

Owner

4770 Mechunk Rd is owned and occupied by an individual who bought it in August 2023.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	4770 MECHUNK RD, KESWICK, VA 22947-3004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2023 · Amount on File
Deed Sale	Aug 17, 2023 · Amount on File
Deed Document Number	20237107
Prior Transfer Date	Oct 6, 2015
Prior Transfer Doc	0000011411
Record Updated	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 17, 2023
Property Address	4770 MECHUNK RD, KESWICK, VA 22947-3004
Document Number	202300007107
Map Reference	MB 423 PG 596
Instrument Date	Aug 9, 2023
Instrument	202300007107
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$402.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4770 MECHUNK RD, KESWICK, VA 22947-3004

Mortgage

Document Number	202300007108
Date	Aug 17, 2023
Instrument	202300007108

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 4770 Mechunk Rd was $3,160, up 12% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,160.00 (+12.02%)	$353,500 Land $118,900 Building $234,600	$353,500 Land $118,900 Building $234,600
2025	$2,821.00
2023	$2,906.00 (+19.88%)	$340,300 Land $95,200 Building $245,100	$340,300 Land $95,200 Building $245,100
2022	$2,424.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4770 Mechunk Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4770 Mechunk Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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