Osceola County property record for 4770 Citrus Oak Ln, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 1983 |
| Lot Size | 1.59 acres (69,478 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,115 (2025) |
| Deeds & Mortgages | Aug 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-25-31-8000-0001-0070 |
| Primary APN | 31-25-31-8000-0001-0070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| Gross Area | 1,872 sqft |
| 1st Floor Area | 1,404 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | L-Shape |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 69,478 sqft (1.59 acres) |
| Garage Type | Carport |
| Garage Area | 260 sqft |
| Carport | Carport |
| Carport Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 208 sqft |
| Utility Building | 400 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4770 CITRUS OAK LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAR1 |
| Legal Description | RUNNYMEDE OAK UNREC TRACT 7 AKA RUNNYMEDE BLK 86 LESS LOTS 1, 2, 9 & 10, LESS E 39 FT & N 1/2 OF VAC R ST LESS E 264 FT & E 1/2 OF VAC MASS AVE & S 1/2 VAC Q ST ABUTTING PROPERTY |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 31 |
| Legal Subdivision | RUNNYMEDE OAKS UNREC |
| Legal Tract | 7 |
| Legal Block | 86 |
| Legal Lot Number | 7 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 43600 |
4770 Citrus Oak Ln is owned and occupied by an individual who acquired it in July 2020.
Source: Osceola County records, as of March 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4770 CITRUS OAK LN, SAINT CLOUD, FL 34771-9093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 23, 2020 |
| Transfer Doc | 0057801507 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 25, 2020 |
| Property Address | 4770 CITRUS OAK LN, SAINT CLOUD, FL 34771-9093 |
| Document Number | 0057801507 |
| Book / Page | 005780 / 001507 |
| Instrument Date | Jul 23, 2020 |
| Instrument | 112013 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 4774 CITRUS OAK LN ST CLOUD FL 347719094, ST CLOUD, FL 34771-9094 |
The 2025 property tax bill for 4770 Citrus Oak Ln was $2,115 with exemptions applied, up 6.9% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,115.00 (+6.87%) Homeowner's exemption Widower's exemption | $147,113 | $295,000 Land $123,100 Building $171,900 |
| 2024 | $1,979.00 (+2.59%) | ||
| 2023 | $1,929.00 (+2.01%) Homeowner's exemption Widower's exemption | $138,803 (+3%) | $264,700 (+19.18%) Land $110,100 Building $154,600 |
| 2022 | $1,891.00 Homeowner's exemption Widower's exemption | $134,761 | $222,100 Land $90,700 Building $131,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4770 Citrus Oak Ln in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4770 Citrus Oak Ln is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: CenturyLink, Spectrum.
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