477 W 3rd St, Dubuque, IA 52001 Property Records

Dubuque County property record for 477 W 3rd St, Dubuque, IA 52001

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,728 sqft · built 1896
Lot Size0.121 acres (5,300 sqft)
Owner2 Individual Names on Record
Last Sale$147,000 (May 2023)
Tax Bill$2,160 (2024)
Deeds & MortgagesMay 2023 Mortgage
Oct 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN10-25-254-030

Property Details

APN / Parcel Number

Primary APN10-25-254-030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,728 sqft Living Area
1st Floor Area864 sqft
Upper Floors Area864 sqft
Attic Area864 sqft
Basement Area432 sqft

Exterior

Year BuiltBuilt 1896
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeWood Frame
Lot Area5,300 sqft (0.121 acres)
Lot Dimensions100 ft deep x 53 ft wide
PorchOpen Porch
Porch Area105 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address477 W 3RD ST
CityDUBUQUE
StateIA
Zip52001-6906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCI
Legal DescriptionLOT 1 - E 78' - S 100' - LOT 4 OF CITY LOT 692
Legal SubdivisionLINCOLN
Legal Lot Number4,692
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group2
Census Block2002
Census Tract702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Fenelon Place Residential Historic District
listed 2015 · 174 contributing resources · NRIS 15000787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6327 ARAPAHO DR, ASBURY, IA 52002-1200
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 15, 2023Deed of Trust, Mortgage · Conventional Mortgage
RUHL MORTGAGE LLC
Oct 5, 2022Deed of Trust, Mortgage · Line of Credit
DUTRAC COMMUNITY CU
Aug 18, 2021Deed of Trust, Mortgage · Line of Credit
MIDWESTONE BANK
May 8, 2018Warranty Deed, Transfer · Conventional Mortgage
AMERICAN TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2023 · Amount on Record
Deed SaleMay 15, 2023 · Amount on Record
Deed Document Number0000234411
Prior Transfer DateMay 8, 2018
Prior Transfer Doc2018-00004882
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address477 W 3RD ST, DUBUQUE, IA 52001-6906
Transaction TypeMortgage
Record UpdatedJun 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6327 ARAPAHO DR, ASBURY, IA 52002-1200

Mortgage

Document Number0000004412
DateMay 15, 2023
Instrument2023-00004412
Lender
NameRUHL MORTGAGE LLC
TypeMortgage Company
AddressMOLINE, IL 61265
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address477 W 3RD ST, DUBUQUE, IA 52001-6906
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4641 S BEACH LN, DUBUQUE, IA 52003-9339

Mortgage

Document Number0000012401
DateOct 5, 2022
Instrument2022-00012401
Lender
NameDUTRAC COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52002
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 4, 2052

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address477 W 3RD ST, DUBUQUE, IA 52001-6906
Transaction TypeMortgage
Record UpdatedJul 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013650
DateAug 18, 2021
Instrument2021-00013650
Lender
NameMIDWESTONE BANK
TypeBank
AddressDUBUQUE, IA 52004
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueSep 16, 2041

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateMay 8, 2018
Property Address477 W 3RD ST, DUBUQUE, IA 52001-6906
Document Number0000004882
Instrument DateMay 4, 2018
Instrument2018-00004882
Transaction TypeTransfer
Record UpdatedJul 8, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address477 W 3RD ST, DUBUQUE, IA 52001-6906

Mortgage

Document Number0000004883
DateMay 8, 2018
Instrument2018-00004883
Lender
NameAMERICAN TRUST & SAVINGS BANK
TypeBank
AddressDUBUQUE, IA 52001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$158,400 (+65%) Land $19,800 Building $138,600$158,400 (+65%) Land $19,800 Building $138,600
2024$2,160.00 (+62.65%)
2023$96,000 (+24.58%) Land $18,900 Building $77,100$96,000 (+24.58%) Land $18,900 Building $77,100
2022$1,328.00 Homeowner's exemption$77,060 Land $16,360 Building $60,700
2021$77,060 Land $16,360 Building $60,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Comelec Internet Services, ImOn Communications, Nextlink, Verizon.

Nearby Properties on W 3rd St

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