Cattaraugus County and Olean City property record for 477 Vermont St, Olean, NY 14760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,317 sqft · built 1945 |
| Lot Size | 0.215 acres (9,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Mar 2023) |
| Tax Bill | $4,758 (2025) |
| Deeds & Mortgages | Oct 2023 Refinance Jan 2026 Mortgage + 1 more |
| APN | 041200 94.082-4-21.1 |
| Primary APN | 041200 94.082-4-21.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,317 sqft Living Area |
| 1st Floor Area | 966 sqft |
| Basement Area | 351 sqft |
| Finished Basement | 351 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,375 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Patio Area | 260 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 063160 |
|---|---|
| Street Address | 477 VERMONT ST |
| City | OLEAN |
| State | NY |
| Zip | 14760-3918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 4 |
| Legal Lot Number | 21.001 |
| Jurisdiction | CATTARAUGUS NY |
| Township / Civil Division | OLEAN |
| Census Block Group | 6 |
| Census Block | 6012 |
| Census Tract | 961800 |
Source: Cattaraugus County and Olean City records · APN 041200 94.082-4-21.1
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 133 N 13TH ST, OLEAN, NY 14760-2010 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Oct 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance PREMIUM MORTGAGE CO |
| Jan 09, 2026 | Warranty Deed, Transfer ROCKET MORTGAGE LLC |
| Mar 02, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage PREMIUM MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 02, 2023 · Amount on Record |
| Deed Sale | Mar 02, 2023 · Amount on Record |
| Prior Sale | Jan 31, 2008 · Amount on Record |
| Deed Document Number | 20233708 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Property Address | 477 VERMONT ST, OLEAN, NY 14760-3918 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000014278 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | 202314278 |
| Name | PREMIUM MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Recording Date | Jan 09, 2026 |
| Property Address | 477 VERMONT ST, OLEAN, NY 14760-3918 |
| Document Number | 0000000269 |
| Instrument Date | Dec 16, 2025 |
| Instrument | 202600269 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 133 N 13TH ST, OLEAN, NY 14760-2010 |
| Document Number | 0000000270 |
|---|---|
| Date | Jan 09, 2026 |
| Instrument | 202600270 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Recording Date | Mar 02, 2023 |
| Property Address | 477 VERMONT ST, OLEAN, NY 14760-3918 |
| Document Number | 0000003708 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 202303708 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 477 VERMONT ST, OLEAN, NY 14760-3918 |
| Document Number | 0000003709 |
|---|---|
| Date | Mar 02, 2023 |
| Instrument | 202303709 |
| Name | PREMIUM MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000003710 |
|---|---|
| Date | Mar 02, 2023 |
| Instrument | 202303710 |
| Name | PREMIUM MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cattaraugus County and Olean City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cattaraugus County |
| Municipality | Olean City |
| Unified School District | Olean City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,758.00 (+1.64%) | $124,000 (-) Land $17,400 Building $106,600 | $174,648 (+4.23%) Land $24,507 Building $150,141 |
| 2024 | $4,681.00 | $124,000 (-) Land $17,400 Building $106,600 | $167,568 (+5.41%) Land $23,514 Building $144,054 |
| 2023 | $124,000 Land $17,400 Building $106,600 | $158,974 Land $22,308 Building $136,666 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360099618006, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 12 (1989–2024) |
| Most Recent Claim | Jun 2024 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 90 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | OLEAN CITY serves 14,500 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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