St. Johns County property record for 477 Summerset Dr, Jacksonville, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 7 ba · 4,658 sqft · built 2007 |
| Lot Size | 0.639 acres (27,878 sqft) |
| Owner | Individual Name on File |
| Last Sale | $740,000 (Jul 2015) |
| Tax Bill | $8,395 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0011711110 |
| Primary APN | 0011711110 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 7 Baths |
| Stories | 2 Stories |
| Building Area | 4,658 sqft |
| 1st Floor Area | 3,111 sqft |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Wood Frame |
| Lot Area | 27,878 sqft (0.639 acres) |
| Garage Area | 730 sqft |
| Pool Type | Concrete Pool |
|---|---|
| Pool Area | 740 sqft |
| Porch | Porch |
| Porch Area | 621 sqft |
| Patio Area | 1,152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Steam |
| Old Parcel Number | 0011711110 |
|---|---|
| Street Address | 477 SUMMERSET DR |
| City | JACKSONVILLE |
| State | FL |
| Zip | 32259-8891 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 46/78-89 BARTRAM PLANTATION |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 44 |
| Legal Subdivision | BARTRAM PLANTATION PH 02 |
| Legal Lot Number | 111 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20807 |
477 Summerset Dr is owned by an individual who bought it in July 2015.
Source: St. Johns County records, as of January 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2015 · Amount on File |
| Deed Sale | Jul 20, 2015 · Amount on File |
| Prior Sale | Feb 23, 2007 · Amount on File |
| Deed Document Number | 2015045080 |
| Deed Book / Page | 4059 / 0266 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 477 SUMMERSET DR, JACKSONVILLE, FL 32259-8891 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 477 SUMMERSET DR, SAINT JOHNS, FL 32259-8891 |
| Document Number | 0052031489 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 5203/1489 |
| Instrument | 2021026955 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
Source: St. Johns County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill |
|---|---|
| 2024 | $8,395.00 (+1.92%) |
| 2023 | $8,237.00 (+2.55%) |
| 2022 | $8,032.00 |
FEMA maps place 477 Summerset Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 189 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 189 in force |
| Nearby Flood Claims | 4 (1997–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 477 Summerset Dr is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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