477 Stratford Rd, Union, NJ 07083 Property Records

Union County and Union Township property record for 477 Stratford Rd, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	built 1941
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$378,900 (Nov 2017)
Tax Bill	$11,428 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-02602-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`19-02602-0000-00013`
Alternative APN	`190260200013`

Interior

Stories	2 Stories

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	477 STRATFORD RD
City	UNION
State	NJ
Zip	07083-8840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2602
Legal Lot Number	13
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	4
Census Block	4010
Census Tract	33300

Owner

Source: Union County and Union Township assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	477 STRATFORD RD, UNION, NJ 07083-8840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Nov 8, 2017	Grant Deed, Transfer · Conventional with PMI WEICHERT FIN'L

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 8, 2017 · Amount on Record
Deed Sale	Nov 8, 2017 · Amount on Record
Prior Sale	Aug 3, 2010 · Amount on Record
Deed Document Number	2017293268
Prior Transfer Date	Nov 27, 2006
Prior Transfer Doc	0056200578
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	477 STRATFORD RD, UNION, NJ 07083-8840
Transaction Type	Mortgage
Record Updated	Dec 29, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 STRATFORD RD, UNION, NJ 07083-8840

Mortgage

Document Number	0152592157
Date	Aug 4, 2022
Book Page	15259/2157
Instrument	41335

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 21, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Nov 8, 2017
Property Address	477 STRATFORD RD, UNION, NJ 07083-8840
Document Number	0062260640
Book / Page	006226 / 000640
Instrument Date	Oct 30, 2017
Instrument	293268
Transaction Type	Transfer
Record Updated	Dec 11, 2017
Title Company	AMERICAN LAND TITLE ASSOCIATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$378.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	477 STRATFORD RD UNION NJ 070838840, UNION, NJ 07083-8840

Mortgage

Document Number	143600011
Date	Nov 8, 2017
Book Page	014360/000011
Instrument	648811

Lender

Name	WEICHERT FIN'L
Type	Funding / Finance Company
Address	MORRIS PLAINS, NJ 07950

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2047

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,000 (-) Land $20,000 Building $29,000	$49,000 (-) Land $20,000 Building $29,000
2025	$11,428.00 (+4.35%)	$49,000 (-) Land $20,000 Building $29,000	$49,000 (-) Land $20,000 Building $29,000
2024	$10,952.00 (+6.87%)
2023		$49,000 (-) Land $20,000 Building $29,000	$49,000 (-) Land $20,000 Building $29,000
2022	$10,248.00	$49,000 Land $20,000 Building $29,000	$49,000 Land $20,000 Building $29,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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