477 Sandy Pointe Cir, Ashland, NE 68003 Property Records

Saunders County property record for 477 Sandy Pointe Cir, Ashland, NE 68003

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Nov 2024)
Tax Bill	$1,747 (2025)
Deeds & Mortgages	Jun 2025 Construction Loan Nov 2024 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`2979-25-1-20533-000-0174`

Property Details

APN / Parcel Number

Primary APN	`2979-25-1-20533-000-0174`
Alternative APN	`003810174`

Exterior

Lot Area	31,363 sqft (0.72 acres)

Location & Zoning

Street Address	477 SANDY POINTE CIR
City	ASHLAND
State	NE
Zip	68003-7437
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	SINGLE-FAM
Legal Description	LOT 11 SANDY POINTE 5TH ADD REPLAT; MAP NUMBER: 2979-25-1-20533-000-0174
Legal Range	09
Legal Township	13
Legal Section	25
Legal Subdivision	ASHLAND-SANDY POINTE 5TH ADD
Legal Lot Number	11
Jurisdiction	SAUNDERS NE
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2210
Census Tract	968400

Owner

Source: Saunders County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	284 DRIFTWOOD LN, ASHLAND, NE 68003-7402
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2025	Deed of Trust, Mortgage · Construction Mortgage UNION BANK & TRUST CO
Nov 25, 2024	Warranty Deed, Transfer · Conventional Mortgage UNION BANK & TRUST CO
Sep 18, 2024	Warranty Deed, Transfer MIDWEST AREA TITLE INC, MIDWEST TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2024 · Amount on Record
Deed Sale	Nov 25, 2024 · Amount on Record
Prior Sale	Sep 18, 2024 · Amount on Record
Deed Document Number	2024277
Deed Book / Page	613 / 1233
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	477 SANDY POINTE CIR, ASHLAND, NE 68003-7437
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006210649
Date	Jun 10, 2025
Book Page	621/649
Instrument	2025-06-132

Lender

Name	UNION BANK & TRUST CO
Type	Bank
Address	LINCOLN, NE 68501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Dec 5, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Nov 25, 2024
Property Address	477 SANDY POINTE CIR, ASHLAND, NE 68003-7437
Document Number	0006131233
Book / Page	613 / 1233
Instrument Date	Nov 21, 2024
Instrument	2024-11-277
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	MIDWEST AREA TITLE INC, MIDWEST TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,305.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202411278
Date	Nov 25, 2024
Instrument	2024-11-278

Lender

Name	UNION BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 21, 2025

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Sep 18, 2024
Property Address	477 SANDY POINTE CIR, ASHLAND, NE 68003-7437
Document Number	0006110617
Book / Page	611 / 617
Instrument Date	Sep 13, 2024
Instrument	2024-09-168
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	MIDWEST AREA TITLE INC, MIDWEST TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1,237.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Clear Creek Township
Unified School District	Ashland-Greenwood Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,747.00 (+8.17%)	$185,000 (-) Land $185,000	$185,000 (-) Land $185,000
2024	$1,615.00 (-26.96%)	$185,000 (-) Land $185,000	$185,000 (-) Land $185,000
2023	$2,211.00	$185,000 Land $185,000	$185,000 Land $185,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 136 policies
Nearby Flood Policies	136 in force
Nearby Flood Claims	119 (1978–2024)
Claims Outside the SFHA	45 of 119
Most Recent Claim	Jul 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 27 claims Ice Jams & Flooding, Mar 1993 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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