477 Rte 518, Skillman, NJ 08558 Property Records

Somerset County and Montgomery Township property record for 477 Rte 518, Skillman, NJ 08558

Property Summary

Property Type	Single Family Home
Details	2,810 sqft · built 1978
Lot Size	0.502 acres (21,867 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,046 (2025)
Deeds & Mortgages	Jan 2019 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-32001-0000-00003-03`

Property Details

APN / Parcel Number

Primary APN	`13-32001-0000-00003-03`
Alternative APNs	`13320010000000030003` `00002695`

Interior

Stories	2 Stories
Building Area	2,810 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	21,867 sqft (0.502 acres)

Location & Zoning

Account Number	00002695
Street Address	477 ROUTE 518
City	SKILLMAN
State	NJ
Zip	08558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	32001
Legal Lot Number	3.3
Jurisdiction	SOMERSET NJ
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2014
Census Tract	54201

Owner

477 Rte 518, a single family home, is owned by two individuals.

Source: Somerset County and Montgomery Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	551 PARK AVE, PISCATAWAY, NJ 08854-4932
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
May 14, 2018	Grant Deed, Transfer · Conventional Mortgage FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	477 ROUTE 518, SKILLMAN, NJ 08558
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AGENT FOR FIDELITY NATL TITL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000491
Date	Jan 7, 2019
Book Page	7092/3693
Instrument	2019000491

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	May 14, 2018
Property Address	477 ROUTE 518, SKILLMAN, NJ 08558
Document Number	0000017388
Book / Page	007042 / 002511
Instrument Date	May 10, 2018
Instrument	17388
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	TITLE AUTHORITY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	551 PARK AVE PISCATAWAY NJ 088544932, PISCATAWAY, NJ 08854-4932

Mortgage

Document Number	17389
Date	May 14, 2018
Book Page	007042/002518
Instrument	17389

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 477 Rte 518 was $11,046, up 1.8% from the year before.

Source: Somerset County and Montgomery Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Montgomery Township
Unified School District	Montgomery Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,400 (-) Land $178,500 Building $137,900	$316,400 (-) Land $178,500 Building $137,900
2025	$11,046.00 (+1.84%)	$316,400 Land $178,500 Building $137,900	$316,400 Land $178,500 Building $137,900
2024	$10,846.00
2023		$316,400 Land $178,500 Building $137,900	$316,400 Land $178,500 Building $137,900
2022	$10,197.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 477 Rte 518 in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	14 (1982–2021)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 477 Rte 518 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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